Welcome to this remarkable store w apt/office located in the coveted neighborhood of Downtown. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $3,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
An exceptional leasing opportunity in the heart of downtown St. Catharines, offering unmatched character, visibility, and flexibility in a well-maintained historic two-storey commercial building. Originally constructed as a turn-of-the-century bank, the property features a striking open-concept main floor with high ceilings, excellent natural light, gas fireplace, bar and island area, ample cabinetry, appliances included, a two-piece washroom, and distinctive architectural details including the original bank vault. The space has previously operated as both a café and pizza restaurant and is well suited for food and beverage use, including the potential to open a restaurant or pizzeria, with a wood-burning oven in place and existing furniture such as tables and chairs. The second floor provides additional flexible usable space ideal for offices, meeting rooms, creative or event-style use and includes two two-piece washrooms, a separate shower room with sink, a kitchenette, and multiple storage areas. A full basement offers additional storage and utility space, one parking space is included at the rear, and the property is ideally located just steps from the Meridian Centre, FirstOntario Performing Arts Centre, and the downtown core's shops, restaurants, and amenities.
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This store w apt/office located at 194-196 St. Paul Street, St. Catharines is currently for sale and has been available on zoozaa for 113 days. This property is listed at $3,800 with an estimated mortgage of $13* per month. It has 0 beds, 4 bathrooms, and is unknown square feet. 194-196 St. Paul Street, St. Catharines is in the Downtown neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Downtown, St. Catharines.
First-time home buyers, professionals, or investors seeking value.
None listed
None listed
The current listing price for 194-196 St. Paul Street, St. Catharines, ON in Downtown, St. Catharines is $3,800.
This property features null bedrooms and 4 bathrooms.
194-196 St. Paul Street, St. Catharines, ON is a Store W Apt/Office () featuring a basement.
Community features and nearby amenities include: Major Highway.
Security features include: No.
Heating is provided via standard central heat and cooling via Yes.
Request a live agent video tour or get 3D virtual walkthrough access for 194-196 St. Paul Street, St. Catharines, ON .
Downtown, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 194-196 St. Paul Street, St. Catharines, ON L2R 3M2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.
About Purchasing a Home in St. Catharines, ON
For a property listed at $3,800 in St. Catharines, the legal minimum down payment is $190 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19.
Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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