45 James Street, Unit 5, St. Catharines, ON

$4,000/mo
MLS#:X13539834
0 beds
1 baths
Commercial
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Added:Jul 8, 2026(56 days ago)
Updated:Aug 6, 2026(27 days ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Downtown. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $4,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 1 Bathroom
  • Premium 73.46 x 137.37 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air open heating

Description

Unique character commercial/event space featuring exposed brick walls, high ceilings, dark hardwood flooring, decorative lighting, and a built-in bar/service area. The space offers an open-concept layout with multiple defined areas, creating flexibility for event, hospitality, showroom, studio, wellness, or creative retail uses. The property offers a distinctive, visually engaging setting well-suited to event-driven users seeking a unique backdrop for private functions, receptions, brand activations, workshops, pop-ups, or intimate gatherings. The space is accessed from James Street and offers a private, speakeasy-style entrance, creating a distinctive arrival experience. The monthly rental rate is all-inclusive and includes all utilities. Includes usage of updated washroom facilities. Additional basement space also can be made available.

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Property Summary

This commercial retail located at 45 James Street, St. Catharines is currently for sale and has been available on zoozaa for 56 days. This property is listed at $4,000 with an estimated mortgage of $13* per month. It has 0 beds, 1 bathroom, and is unknown square feet. 45 James Street, St. Catharines is in the Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Downtown, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •1 well-appointed bathroom
  • •Desirable Commercial Retail architecture in Downtown, St. Catharines
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
1
Property Type
Commercial

Additional Details

StatusActive
AddedJul 8, 2026 (56 days ago)
UpdatedAug 6, 2026 (27 days ago)
Last Checked9 minutes ago
Transaction TypeFor Lease

Property Details

Property Sub-TypeCommercial Retail
Lot Size73.46 Ă— 137.37 Feet
CountyNiagara
Annual Tax$0

Parking & Garage

Parking Space0
Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

  • Major Highway

Frequently Asked Questions about 45 James Street, Unit 5, St. Catharines, ON

Q.What is the asking price for 45 James Street, Unit 5, St. Catharines, ON ?

The current listing price for 45 James Street, Unit 5, St. Catharines, ON in Downtown, St. Catharines is $4,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 1 bathroom.

Q.What property type and architectural style is 45 James Street, Unit 5, St. Catharines, ON ?

45 James Street, Unit 5, St. Catharines, ON is a Commercial Retail () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Major Highway.

Q.What security features are installed at 45 James Street, Unit 5, St. Catharines, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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45 James Street, Unit 5, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 James Street 5, St. Catharines, ON L2R 5B9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$1,200 (30.0%)
* Minimum Canadian down payment required for this price is $200.
Amortization Period30 Years
Estimated Monthly Payment$13Based on a loan of $2,800 over 30 years.
Purchase Price$4,000
Loan Amount$2,800
Provincial Land Transfer Tax:$20
Total Estimated Closing Taxes:$20

About Purchasing a Home in St. Catharines, ON

For a property listed at $4,000 in St. Catharines, the legal minimum down payment is $200 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$768,530

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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