92 King Street, Cobourg, ON

$1,330,000
MLS#:X13440962
0 beds
0 baths
Commercial
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Added:Jun 12, 2026(82 days ago)
Updated:Aug 28, 2026(5 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of Cobourg. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,330,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 38.34 x 294.17 ft lot size
  • Convenient outside/surface garage included
  • equipped with partial central cooling and highly efficient gas forced air closed heating

Description

Attention Investors, Developers, And Savvy End-users King Street W A Three Story Mixed Street Front Commercial-Residential Building. This Mixed-Use Property Is Occupied By Four Residential Units And One Ground-Floor Commercial Unit. The Main Floor Consists Of 2,730sf Commercial And Residential Spaces. The 2nd Floor Has 2,658sf Of Residential Space And The 3rd Floor Has 1,210 sf Also Used Of Residential. The Building Has A Total Above Ground Square Footage Of 6,598. All Units Are Leased. Units Are All Metered Separately For Electricity. Over 10 Parking Space At The Rear Of The Building. Close to All Amenities, Entertainment, And Hospital. Mixed Commercial & Residential Corridor. Walking Distance To Beautiful Cobourg Beach And Historic Downtown.

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Property Summary

This investment located at 92 King Street, Cobourg is currently for sale and has been available on zoozaa for 82 days. This property is listed at $1,330,000 with an estimated mortgage of $4,427* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 92 King Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Investment architecture in Cobourg, Cobourg
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusPrice Change
AddedJun 12, 2026 (82 days ago)
UpdatedAug 28, 2026 (5 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeInvestment
Lot Size38.34 × 294.17 Feet
CountyNorthumberland
Annual Tax$17,003.8
Legal DescriptionPT LT 8 BLK E S/S UNIVERSITY AV AND W/S GEORGE ST

Parking & Garage

Garage TypeOutside/Surface

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingPartial

Features

Property Features

None listed

Interior Features

None listed

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 92 King Street, Cobourg, ON

Q.What is the asking price for 92 King Street, Cobourg, ON ?

The current listing price for 92 King Street, Cobourg, ON in Cobourg, Cobourg is $1,330,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 92 King Street, Cobourg, ON ?

92 King Street, Cobourg, ON is a Investment () featuring a basement.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Partial.

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Location

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92 King Street, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 92 King Street W, Cobourg, ON K9A 2M3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$399,000 (30.0%)
* Minimum Canadian down payment required for this price is $266,000.
Amortization Period30 Years
Estimated Monthly Payment$4,427Based on a loan of $931,000 over 30 years.
Purchase Price$1,330,000
Loan Amount$931,000
Provincial Land Transfer Tax:$23,075
Total Estimated Closing Taxes:$23,075

About Purchasing a Home in Cobourg, ON

For a property listed at $1,330,000 in Cobourg, the legal minimum down payment is $266,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $23,075 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $23,075.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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