What is the price of this commercial in Cobourg?

This commercial is currently listed for sale. Contact zoozaa.com for the most up-to-date pricing information and to schedule a viewing.

What is the square footage of this property?

Square footage information is available upon request. Contact zoozaa.com for detailed property specifications.

When was this property built?

Year built information is available upon request. Contact zoozaa.com for complete property details.

How can I schedule a viewing of this property?

You can schedule a viewing by contacting zoozaa.com directly through our website or by phone. Our experienced agents will arrange a convenient time for you to tour the property.

What type of property is this?

This is a commercial located in Cobourg.

422 King Street, Cobourg, ON

$1,400,000

MLS#:X13085134

0 beds

0 baths

Commercial

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Added:May 5, 2026(121 days ago)

•

Updated:Jun 2, 2026(93 days ago)

Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Cobourg. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,400,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

0 Bedrooms and 0 Bathrooms
Premium 55 x 217 ft lot size
Convenient visitor garage included
equipped with yes central cooling and highly efficient gas forced air open heating

Description

This Property offers excellent potential in High Traffic Location, an apartment building directly across the street provides consistent customer flow. The business benefits from peak activity during the summer months with a public beach located approximately 500 yards away. This well established operation attracts a steady stream of Buyers and customers flow. The owner has completed full renovations and there is no outstanding work. The business generates approximately over $200,000 a year offering an affordable turnkey opportunity. Please do not approach staff directly.

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Property Summary

This commercial retail located at 422 King Street, Cobourg is currently for sale and has been available on zoozaa for 121 days. This property is listed at $1,400,000 with an estimated mortgage of $4,660* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 422 King Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples

What We Love About This Home

•Desirable Commercial Retail architecture in Cobourg, Cobourg

Standout Features & Layout

Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type

Commercial

Additional Details

StatusActive

AddedMay 5, 2026 (121 days ago)

UpdatedJun 2, 2026 (93 days ago)

Last Checked22 minutes ago

Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail

Lot Size55 × 217 Feet

CountyNorthumberland

Annual Tax$11,691.44

Legal Description422 KING ST. WEST; CON A.PT LOT 20 PLAN 48 PT LOT.3

Parking & Garage

Parking Space7

Garage TypeVisitor

Heating & Cooling

Heat TypeGas Forced Air Open

CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

Community Features

None listed

Frequently Asked Questions about 422 King Street, Cobourg, ON

Q.What is the asking price for 422 King Street, Cobourg, ON ?

The current listing price for 422 King Street, Cobourg, ON in Cobourg, Cobourg is $1,400,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 422 King Street, Cobourg, ON ?

422 King Street, Cobourg, ON is a Commercial Retail () featuring a basement.

Q.What security features are installed at 422 King Street, Cobourg, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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422 King Street, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10

Low Incident Area

Total Annual Incidents35 incidents / yr

Average Per Month2.9 incidents / mo

Population BenchmarkArea Average residents

Personal Safety

Very Low

8 assaults (30.0/100k)

Property Security

Very Low

8 B&E (30.0/100k)

Auto Theft Risk

Low Risk

10 thefts (35.0/100k)

1-Year Trend

▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data

Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 422 W King Street W, Cobourg, ON K9A 2N7

Estimated Sales Range

$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed

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Properties in this area are selling at a steady pace.

Market Trend

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%

Down Payment$420,000 (30.0%)

* Minimum Canadian down payment required for this price is $280,000.

Amortization Period30 Years

Estimated Monthly Payment$4,660Based on a loan of $980,000 over 30 years.

Purchase Price$1,400,000

Loan Amount$980,000

Provincial Land Transfer Tax:$24,475

Total Estimated Closing Taxes:$24,475

About Purchasing a Home in Cobourg, ON

For a property listed at $1,400,000 in Cobourg, the legal minimum down payment is $280,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $24,475 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $24,475.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data

City Population6,202,225

City Median Age39.6 Yrs

City Ownership65% Owners

Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households

25%

Families with children

50%

Couples without children

24%

Other households

Top Ethnic Origins

Chinese11%

English9%

Indian9%

Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow

Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3

Rank

1640

5.9

St. Joseph

Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4

Rank

2743

3.6

Burnham

Public614 Burnham Street, Cobourg, Ontario, K9A 2X1

Rank

2090

5.2

Notre Dame

Public760 Burnham Street, Cobourg, Ontario, K9A 2X6

Rank

2385

4.6

Terry Fox

Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4

Rank

702

7.3

Secondary Schools

Cobourg

Public335 King Street East, Cobourg, Ontario, K9A 1M2

Rank

453

5.6

St. Mary

Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9

Rank

201

7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%

Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.