123 Railway Street, West Nipissing, ON

$875,000
MLS#:X13687758
0 beds
2 baths
Commercial
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Added:Aug 18, 2026(15 days ago)
Updated:Aug 20, 2026(13 days ago)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Sturgeon Falls. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $875,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 2 Bathrooms
  • Premium 200 x 173.52 ft lot size
  • Convenient other garage included
  • equipped with yes central cooling and highly efficient baseboard heating

Description

INVESTMENT OPPORTUNITY | C2 ZONING | DEVELOPMENT POTENTIAL Think beyond the current use. This modern, approximately 10-year-old commercial property presents an intriguing value-add investment opportunity for an owner-operator, an entrepreneur or investor looking for flexibility, existing infrastructure and future upside.Currently operating as an established funeral home, the property features a modern, state-of-the-art building with reception areas, chapel, private offices, visitation/viewing space, attached single-car garage and ample on-site parking. The existing layout provides an excellent foundation for continued operation - or a creative new business concept.C2 zoning opens the door to potential opportunities for health services, veterinary use, service establishments, entertainment/recreation and other permitted commercial uses. And the real upside? An additional lot fronting Nipissing Street offers potential for severance, subject to municipal approvals, creating an opportunity to unlock additional land value, future development potential or a separate investment play. For the investor with vision, this is more than a commercial building - it's a flexible commercial real estate asset with redevelopment potential, multiple permitted-use possibilities and an opportunity to reposition the property for its next chapter.The infrastructure is here. The zoning is here. The land is here. Now bring the vision. A rare opportunity to acquire a commercial investment property with value-add and future development potential.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This commercial retail located at 123 Railway Street, West Nipissing is currently for sale and has been available on zoozaa for 15 days. This property is listed at $875,000 with an estimated mortgage of $2,913* per month. It has 0 beds, 2 bathrooms, and is unknown square feet. 123 Railway Street, West Nipissing is in the Sturgeon Falls neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Sturgeon Falls, West Nipissing.

Great for Small Household / Couples
What We Love About This Home
  • •2 well-appointed bathrooms
  • •Desirable Commercial Retail architecture in Sturgeon Falls, West Nipissing
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
2
Property Type
Commercial

Additional Details

StatusActive
AddedAug 18, 2026 (15 days ago)
UpdatedAug 20, 2026 (13 days ago)
Last Checked16 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size200 × 173.52 Feet
CountyNipissing
Annual Tax$18,079
Legal DescriptionPART LOT 3 CON 1 SPRINGER SRO DESIGNATED AS PART 3 PL 36R13626 MUNICIPALITY OF WEST NIPISSING (Additional PIN#'s 490800760/490800757)

Parking & Garage

Garage TypeOther

Heating & Cooling

Heat TypeBaseboard
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • Yes

Community Features

  • Major Highway
  • Public Transit

Frequently Asked Questions about 123 Railway Street, West Nipissing, ON

Q.What is the asking price for 123 Railway Street, West Nipissing, ON ?

The current listing price for 123 Railway Street, West Nipissing, ON in Sturgeon Falls, West Nipissing is $875,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 2 bathrooms.

Q.What property type and architectural style is 123 Railway Street, West Nipissing, ON ?

123 Railway Street, West Nipissing, ON is a Commercial Retail () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Major Highway, Public Transit.

Q.What security features are installed at 123 Railway Street, West Nipissing, ON ?

Security features include: Yes.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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123 Railway Street, West Nipissing, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Sturgeon Falls, West Nipissing

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 123 Railway Street, West Nipissing, ON P2B 3B1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Nipissing.

Configure Loan Settings

Interest Rate4.00%
Down Payment$262,500 (30.0%)
* Minimum Canadian down payment required for this price is $62,500.
Amortization Period30 Years
Estimated Monthly Payment$2,913Based on a loan of $612,500 over 30 years.
Purchase Price$875,000
Loan Amount$612,500
Provincial Land Transfer Tax:$13,975
Total Estimated Closing Taxes:$13,975

About Purchasing a Home in West Nipissing, ON

For a property listed at $875,000 in West Nipissing, the legal minimum down payment is $62,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,975 for this transaction. As this listing is in West Nipissing (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,975.

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Sturgeon Falls, West Nipissing Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Sturgeon Falls, West Nipissing.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$593,386

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Sturgeon Falls, West Nipissing

Elementary Schools

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Secondary Schools

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Sturgeon Falls, West Nipissing Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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