37 Elizabeth Street, Thunder Bay, ON

$399,900
MLS#:X13472780
2 beds
2 baths
Residential Freehold
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Added:Jun 22, 2026(72 days ago)
Updated:Jun 29, 2026(65 days ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of College Heights. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Premium 47.58 x 138.31 ft lot size
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient other heating via gas

Description

Tucked quietly above the street on a generous sized lot in sought-after College Heights, this charming all-brick bungalow offers a rare blend of serenity and urban convenience. Hidden away on Elizabeth Street, this is the kind of home that feels like a peaceful retreat while placing you within walking distance of downtown amenities, the Law School, shops, restaurants, and waterfront attractions. Thoughtfully renovated and immaculately maintained, the home welcomes you with warm refinished hardwood floors and an inviting atmosphere filled with natural light. The bright white kitchen features modern energy efficient appliances, including a Bosch dishwasher, and is perfectly suited for today's professional, downsizer, or anyone seeking effortless living. Two comfortable bedrooms and a stylish 4-piece bath complete the main level. The fully finished lower level expands the living space with durable Lifeproof® luxury vinyl flooring throughout. A spacious L-shaped recreation room offers flexibility for entertaining, relaxing, working from home, or accommodating guests. A second 3-piece bathroom with walk in shower, generous storage areas, and a versatile bonus room provide additional functionality to the space. Outside, the deep, treed lot provides options for future garage potential, as well as privacy and a tranquil backdrop rarely found so close to the city's core. Mature trees, established landscaping, a charming garden arbor, storage shed, and a covered patio combine to create a setting that feels worlds away from the bustle of everyday life. Whether you're enjoying a quiet morning coffee or unwinding after a busy day, this property offers a true sense of refuge. Complete with all appliances, custom cordless window coverings, and available for immediate possession, this turnkey home invites you to simply pack your bags and begin your next chapter.

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Property Summary

This detached home located at 37 Elizabeth Street, Thunder Bay is currently for sale and has been available on zoozaa for 72 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 2 beds, 2 bathrooms, and is unknown square feet. 37 Elizabeth Street, Thunder Bay is in the College Heights neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in College Heights, Thunder Bay.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •Desirable Detached architecture in College Heights, Thunder Bay
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 22, 2026 (72 days ago)
UpdatedJun 29, 2026 (65 days ago)
Last Checked18 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished, Full
Lot Size47.58 × 138.31 Feet
CountyThunder Bay
Annual Tax$3,750
Legal DescriptionPT LT 6 S/S ELIZABETH ST PL 157 MCINTYRE AS IN TBR172686; THUNDER BAY

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingOther

Features

Property Features

  • Fenced Yard

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 37 Elizabeth Street, Thunder Bay, ON

Q.What is the asking price for 37 Elizabeth Street, Thunder Bay, ON ?

The current listing price for 37 Elizabeth Street, Thunder Bay, ON in College Heights, Thunder Bay is $399,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms.

Q.What property type and architectural style is 37 Elizabeth Street, Thunder Bay, ON ?

37 Elizabeth Street, Thunder Bay, ON is a Detached (Bungalow) featuring a Finished, Full basement.

Q.What key property features does 37 Elizabeth Street, Thunder Bay, ON offer?

Key property features include: Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

Virtual Tour & 3D Walkthrough

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Location

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37 Elizabeth Street, Thunder Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

College Heights, Thunder Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 37 Elizabeth Street, Thunder Bay, ON P7A 4J4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Thunder Bay, ON

For a property listed at $399,900 in Thunder Bay, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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College Heights, Thunder Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for College Heights, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$443,800

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in College Heights, Thunder Bay

Elementary Schools

St Bernard
Public655 River Street, Thunder Bay, Ontario, P7A 3S5
6.9
Franco-Supérieur
Public220 Elgin Street, Port Arthur, Thunder Bay, Ontario, P7A 0A4
4.9
Corpus Christi
Public110 Marlborough Street, Thunder Bay, Ontario, P7B 4G4
5.6
C D Howe
Public30 Wishart Crescent, Thunder Bay, Ontario, P7A 6G3
5.0
St James
Public243 Court Street North, Port Arthur, Thunder Bay, Ontario, P7A 3P1
6.0

Secondary Schools

de la Verendrye
Public175 High Street North, Thunder Bay, Ontario, P7A 8C7
5.6
Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1
St. Ignatius
Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6
6.6

College Heights, Thunder Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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