46 Osborne Street, Tay, ON

$474,777
MLS#:S12907660
2 beds
1 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Added:Mar 22, 2026(164 days ago)
Updated:Aug 27, 2026(6 days ago)
Last Checked:10 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Victoria Harbour. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $474,777 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 66 x 165 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with wall unit(s) central cooling and highly efficient other heating via electric

Description

Just Steps Away From The Water And Only 10 Minutes From Hwy 400, 46 Osborne Is The Perfect Home For Starting Out Or Downsizing. This Home Shows Beautifully And Is Move In Ready! Inside You Will Find 2 Bedrooms, An Open Concept Kitchen And Tastefully Decorated Living Room. The Brightly Lit Attic Could Serve As A Third Bedroom, Playroom Or Extra Storage. Outside You Will Be Able To Enjoy The Landscaped Yard And Patio With Gorgeous Gardens. Spend Time This Summer Around Your Built In Fire Pit Or Under Your Permanent Gazebo. Lots Of Storage Between The Two Sheds, Both Equipped With Hydro. Don't Miss Out On This Gem In Victoria Harbour, Book Your Private Showing Today! Many upgrades including : Bathroom - all renovated, shelves, vanity, new heated flooring, complete reconfiguration to common area, added shelves, pot lights, new flooring, moved HVAC (mini split) Master bedroom- painted & new floors Kitchen - fully renovated, new cabinets, new counter top, new dishwasher, updated plumbing, updated electrical, island light, custom lighting under cabinets Crawl space - level floor, insulation/spray foam Outside - new steps, lights on shed, half shingled roof

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 46 Osborne Street, Tay is currently for sale and has been available on zoozaa for 164 days. This property is listed at $474,777 with an estimated mortgage of $1,580* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 46 Osborne Street, Tay is in the Victoria Harbour neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Victoria Harbour, Tay.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMar 22, 2026 (164 days ago)
UpdatedAug 27, 2026 (6 days ago)
Last Checked10 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size66 Ă— 165 Feet
CountySimcoe
Annual Tax$1,293
Legal DescriptionLot 63 N/S Osborne St. Plan 538

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeOther
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 46 Osborne Street, Tay, ON

Q.What is the asking price for 46 Osborne Street, Tay, ON ?

The current listing price for 46 Osborne Street, Tay, ON in Victoria Harbour, Tay is $474,777.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 46 Osborne Street, Tay, ON ?

46 Osborne Street, Tay, ON is a Detached (1 1/2 Storey) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Wall Unit(s).

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Location

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46 Osborne Street, Tay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Victoria Harbour, Tay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 46 Osborne Street, Tay, ON L0K 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$142,433 (30.0%)
* Minimum Canadian down payment required for this price is $23,739.
Amortization Period30 Years
Estimated Monthly Payment$1,580Based on a loan of $332,344 over 30 years.
Purchase Price$474,777
Loan Amount$332,344
Provincial Land Transfer Tax:$5,971
Total Estimated Closing Taxes:$5,971

About Purchasing a Home in Tay, ON

For a property listed at $474,777 in Tay, the legal minimum down payment is $23,739 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,971 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,971.

Similar Listings in Victoria Harbour, Tay

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Victoria Harbour, Tay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Victoria Harbour, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$883,381

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Victoria Harbour, Tay

Elementary Schools

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Secondary Schools

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Victoria Harbour, Tay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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