75 Yates Street, St. Catharines, ON

$1,149,900
MLS#:X13143658
4 beds
4 baths
2000-2500 sqft
3.0 parking
Residential Freehold
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Added:May 19, 2026(106 days ago)
Updated:Jul 10, 2026(54 days ago)
Last Checked:8 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,149,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 85 x 263.05 ft lot
  • Features a finished with walk-out, apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: In-Law Suite, Water Meter, Water Heater
  • equipped with central air central cooling and highly efficient other heating via gas

Description

Welcome to 75 Yates Street, a beautifully updated 4-bedroom, 4-bathroom home perfectly positioned in one of St. Catharines most sought-after neighborhoods. Just a short walk from downtown, Montebello Park, the First Ontario Performing Arts Centre, and a vibrant mix of shops, restaurants, and amenities, this home offers exceptional lifestyle and location. Step inside to discover a custom-designed kitchen featuring a beautiful island, premium finishes, and ample space for entertaining and everyday living. The heart of the home is centered around a stunning two-sided fireplace that adds warmth and charm to both the living and dining areas. The backyard is a private paradise, backing onto a serene ravine with no rear neighbors. Enjoy summers by the gorgeous in-ground pool, host unforgettable gatherings, or simply unwind in the beautifully landscaped outdoor living space. A fully separate in-law suite provides incredible flexibility perfect for multi-generational living or as an income-generating rental. Adding even more value is a versatile wing of the home currently used as a salon and office, ideal for a work-from-home setup, studio, additional bedrooms, or even a private guest suite tailored to fit your lifestyle. This is more than a home it's an opportunity to enjoy comfort, convenience, and customization in a truly unbeatable setting.

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Property Summary

This detached home located at 75 Yates Street, St. Catharines is currently for sale and has been available on zoozaa for 106 days. This property is listed at $1,149,900 with an estimated mortgage of $3,828* per month. It has 4 beds, 4 bathrooms, and is 2000-2500 square feet. 75 Yates Street, St. Catharines is in the Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedMay 19, 2026 (106 days ago)
UpdatedJul 10, 2026 (54 days ago)
Last Checked8 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone, Stucco (Plaster)
BasementFinished with Walk-Out, Apartment
Lot Size85 Ă— 263.05 Feet
CountyNiagara
Annual Tax$7,719
Legal DescriptionPT LT 6 CY PL 161 GRANTHAM PT 1-3 30R4842 EXCEPT PT 1 30R10438; S/T RO541559, RO608606, SPPL92; ST. CATHARINES

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • In-Law Suite
  • Water Meter
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 75 Yates Street, St. Catharines, ON

Q.What is the asking price for 75 Yates Street, St. Catharines, ON ?

The current listing price for 75 Yates Street, St. Catharines, ON in Downtown, St. Catharines is $1,149,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 75 Yates Street, St. Catharines, ON ?

75 Yates Street, St. Catharines, ON is a Detached (2-Storey) featuring a Finished with Walk-Out, Apartment basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Suite, Water Meter, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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75 Yates Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 75 Yates Street, St. Catharines, ON L2R 5R7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$344,970 (30.0%)
* Minimum Canadian down payment required for this price is $229,980.
Amortization Period30 Years
Estimated Monthly Payment$3,828Based on a loan of $804,930 over 30 years.
Purchase Price$1,149,900
Loan Amount$804,930
Provincial Land Transfer Tax:$19,473
Total Estimated Closing Taxes:$19,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,149,900 in St. Catharines, the legal minimum down payment is $229,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,473.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,713

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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