474 Merritt Street, St. Catharines, ON

$549,000
MLS#:X13739362
0 beds
0 baths
Commercial
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Added:Sep 2, 2026(1 day ago)
Updated:Sep 3, 2026(today)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of Secord Woods. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 50 x 122 ft lot size
  • Convenient outside/surface garage included
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

Fully tenanted mixed-use commercial building for sale . Approximately 950 sq.ft ground floor commercial space , with one residential unit on the second level and an additional unit in the lower level . The property provides stable market rent , ample on-site parking, and has benefited from recent upgrades. Fully leased , separately metered . Vacant possession on the basement unit can potentially be obtained. Purchaser to satisfy itself with respect to the Property's retrofit status.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This investment located at 474 Merritt Street, St. Catharines is currently for sale and has been available on zoozaa for 1 day. This property is listed at $549,000 with an estimated mortgage of $1,827* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 474 Merritt Street, St. Catharines is in the Secord Woods neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Secord Woods, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Investment architecture in Secord Woods, St. Catharines
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
AddedSep 2, 2026 (1 day ago)
UpdatedSep 3, 2026 (today)
Last Checked22 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeInvestment
Lot Size50 Ă— 122 Feet
CountyNiagara
Annual Tax$5,567

Parking & Garage

Garage TypeOutside/Surface

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

  • Public Transit

Frequently Asked Questions about 474 Merritt Street, St. Catharines, ON

Q.What is the asking price for 474 Merritt Street, St. Catharines, ON ?

The current listing price for 474 Merritt Street, St. Catharines, ON in Secord Woods, St. Catharines is $549,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 474 Merritt Street, St. Catharines, ON ?

474 Merritt Street, St. Catharines, ON is a Investment () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Public Transit.

Q.What security features are installed at 474 Merritt Street, St. Catharines, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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474 Merritt Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Secord Woods, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 474 Merritt Street, St. Catharines, ON L2P 1P3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,700 (30.0%)
* Minimum Canadian down payment required for this price is $29,900.
Amortization Period30 Years
Estimated Monthly Payment$1,827Based on a loan of $384,300 over 30 years.
Purchase Price$549,000
Loan Amount$384,300
Provincial Land Transfer Tax:$7,455
Total Estimated Closing Taxes:$7,455

About Purchasing a Home in St. Catharines, ON

For a property listed at $549,000 in St. Catharines, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.

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Secord Woods, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Secord Woods, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$579,424

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Secord Woods, St. Catharines

Elementary Schools

Applewood
Public130 Woodrow Street, St. Catharines, Ontario, L2P 3T7
10.0
St Theresa
Public58 Seymour Avenue, St. Catharines, Ontario, L2P 1A7
5.8
Ferndale
PublicFerndale Avenue, St. Catharines, Ontario, L2P 1V8
8.7
St Christopher
Public33 Woodrow Street, St. Catharines, Ontario, L2P 2A1
2.7
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6

Secondary Schools

No secondary schools data loaded.

Secord Woods, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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