44 Carlisle Street, St. Catharines, ON

$550,000
MLS#:X13636068
0 beds
0 baths
Commercial
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Added:Aug 4, 2026(30 days ago)
Updated:Aug 4, 2026(30 days ago)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Downtown. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 25 x 59 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

Positioned in the heart of downtown St. Catharines, this mixed-use opportunity offers flexibility, visibility, and long-term potential in one of the city's most active urban corridors. Zoned M2-92, the property lends itself to a variety of uses, making it an attractive option for investors, entrepreneurs, and business owners alike. Imagine operating your business from the main level, complete with space for offices, client reception, or professional services, while utilizing the upper floor as a residential apartment to generate additional income or provide convenient live-work accommodations. Originally built in 1910, the property offers generous principal rooms, 3 bedrooms, and 2 bathrooms across a versatile layout. Key updates include a waste stack replacement (2022), serviced A/C (2023), and a well-maintained roof. An environmental report is available for added peace of mind. Just steps from the Meridian Centre, home of the IceDogs and River Lions, the First Ontario Performing Arts Centre, downtown restaurants, cafés, and local shops, the location benefits from exceptional walkability and exposure. With convenient access to the downtown transit hub, GO Station, Highway 406, and the QEW, commuting throughout Niagara, Hamilton, and the GTA is effortless. Whether you're looking to establish your business, expand your portfolio, or explore future redevelopment possibilities, this is a unique opportunity in a high-demand downtown location.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This commercial retail located at 44 Carlisle Street, St. Catharines is currently for sale and has been available on zoozaa for 30 days. This property is listed at $550,000 with an estimated mortgage of $1,831* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 44 Carlisle Street, St. Catharines is in the Downtown neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Downtown, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Commercial Retail architecture in Downtown, St. Catharines
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
AddedAug 4, 2026 (30 days ago)
UpdatedAug 4, 2026 (30 days ago)
Last Checked12 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size25 Ă— 59 Feet
CountyNiagara
Annual Tax$3,279.09
Legal DescriptionLT 95 CP PL 2 GRANTHAM; ST. CATHARINES

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

  • Major Highway
  • Recreation/Community Centre

Frequently Asked Questions about 44 Carlisle Street, St. Catharines, ON

Q.What is the asking price for 44 Carlisle Street, St. Catharines, ON ?

The current listing price for 44 Carlisle Street, St. Catharines, ON in Downtown, St. Catharines is $550,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 44 Carlisle Street, St. Catharines, ON ?

44 Carlisle Street, St. Catharines, ON is a Commercial Retail () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Major Highway, Recreation/Community Centre.

Q.What security features are installed at 44 Carlisle Street, St. Catharines, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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44 Carlisle Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 44 Carlisle Street, St. Catharines, ON L2R 4H4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$165,000 (30.0%)
* Minimum Canadian down payment required for this price is $30,000.
Amortization Period30 Years
Estimated Monthly Payment$1,831Based on a loan of $385,000 over 30 years.
Purchase Price$550,000
Loan Amount$385,000
Provincial Land Transfer Tax:$7,475
Total Estimated Closing Taxes:$7,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $550,000 in St. Catharines, the legal minimum down payment is $30,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,475.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,713

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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