35 Kinsey Street, St. Catharines, ON

$549,000
MLS#:X13691646
4 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Added:Aug 19, 2026(14 days ago)
Updated:Aug 20, 2026(13 days ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Western Hill. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 52.5 x 105 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Now this is a lot of value packed into one house! This well-maintained and renovated detached bungalow is located in a convenient St. Catharines neighbourhood close to parks, schools, public transit and everyday amenities. Offering over 1,300 sq. ft. plus a fully finished basement, this home features 4 bedrooms, 2 full bathrooms and a separate bonus room currently being used as an office. Step inside to an oversized family room offering plenty of space for entertaining with two separate dining areas, a custom built-in TV unit with fireplace and sliding patio doors leading directly to the backyard. Just off the family room is the separate room currently being used as an office. A few steps up is the kitchen overlooking the main living space with an abundance of cabinetry and stainless steel appliances. Down the hall are 3 generously sized bedrooms. The primary was originally the home's living room which gives it considerably more space than you would typically find in a bungalow of this size as well as having access to your own outdoor space. Two additional bedrooms and a 4-piece bathroom complete the main floor. The fully finished lower level adds even more living space with a large open rec room featuring plenty of pot lighting. You will also find a 4th bedroom currently being used as an office, a 3-piece bathroom with an oversized custom tiled walk-in shower and a laundry room. Just when you thought this home couldn't offer any more, step outside! The oversized backyard is fully fenced with new fencing and features a large heated inground pool, spacious patio with gazebo, oversized storage shed, fire pit area and an outdoor TV mounted along the fence. There is plenty of space to entertain, relax and make the most of the summer months. With this much finished living space, 4 bedrooms, a renovated interior and a heated inground pool, this is a lot of house for the money. Come see it for yourself before someone else does!

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Property Summary

This detached home located at 35 Kinsey Street, St. Catharines is currently for sale and has been available on zoozaa for 14 days. This property is listed at $549,000 with an estimated mortgage of $1,827* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 35 Kinsey Street, St. Catharines is in the Western Hill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Western Hill, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Western Hill, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 19, 2026 (14 days ago)
UpdatedAug 20, 2026 (13 days ago)
Last Checked9 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished, Full
Lot Size52.5 Ă— 105 Feet
CountyNiagara
Annual Tax$4,384.41
Legal DescriptionLT 397 TP PL 94 GRANTHAM; PT LT 396 TP PL 94 GRANTHAM AS IN RO208925; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard

Interior Features

  • On Demand Water Heater

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 35 Kinsey Street, St. Catharines, ON

Q.What is the asking price for 35 Kinsey Street, St. Catharines, ON ?

The current listing price for 35 Kinsey Street, St. Catharines, ON in Western Hill, St. Catharines is $549,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 35 Kinsey Street, St. Catharines, ON ?

35 Kinsey Street, St. Catharines, ON is a Detached (Bungalow) featuring a Finished, Full basement.

Q.What key property features does 35 Kinsey Street, St. Catharines, ON offer?

Key property features include: Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: On Demand Water Heater.

Q.What security features are installed at 35 Kinsey Street, St. Catharines, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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35 Kinsey Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Western Hill, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 35 Kinsey Street, St. Catharines, ON L2S 1C9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,700 (30.0%)
* Minimum Canadian down payment required for this price is $29,900.
Amortization Period30 Years
Estimated Monthly Payment$1,827Based on a loan of $384,300 over 30 years.
Purchase Price$549,000
Loan Amount$384,300
Provincial Land Transfer Tax:$7,455
Total Estimated Closing Taxes:$7,455

About Purchasing a Home in St. Catharines, ON

For a property listed at $549,000 in St. Catharines, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.

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Western Hill, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Western Hill, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$548,333

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Western Hill, St. Catharines

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

No secondary schools data loaded.

Western Hill, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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