25 Ottawa Street, St. Catharines, ON

$2,500,000
MLS#:X13425950
0 beds
0 baths
Commercial
Loading property media...
Added:Jun 10, 2026(85 days ago)
Updated:Jun 11, 2026(84 days ago)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of Downtown. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $2,500,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 45.74 x 140.31 ft lot size
  • Convenient outside/surface garage included
  • equipped with no central cooling and highly efficient gas hot water heating

Description

Renovated 11 apartment building, 11 one bedroom apartments. This property has been well cared for by the same owner for the past 22 years and is in a central location with a high rental demand. The owner believes in spending money to upgrade the building which attracts a good quality tenant, higher rents and limited maintenance calls. All 11 apartments have been renovated at different stages. Unit #9 just finished a renovation including quartz countertops and Unit #6 will be starting a full renovation this month to be completed in July. Renovations include, new kitchen cupboards, counter tops, appliances including dishwashers. Bathrooms updated with bath fitter tub surrounds and new vanities. There are two sets of coin washer and dryers (2023), modern entrance buzzers front and back entrance (2022) pitched roof asphalt shingles (approx 2012), all replacement vinyl windows. Seperate hydro meters with updated breaker panels in each unit. There is a large clean boiler utility room, great for storage or small work area. All tenants accept for one pay their own hydro. The owner subsidizes one units hydro up to a maximum of $50 per month. There are no rental items or contracts associated with the property. Preferred closing date is December 2026. All fire retro-fitting complete, with yearly fire inspection certificates available.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This investment located at 25 Ottawa Street, St. Catharines is currently for sale and has been available on zoozaa for 85 days. This property is listed at $2,500,000 with an estimated mortgage of $8,322* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 25 Ottawa Street, St. Catharines is in the Downtown neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Downtown, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Investment architecture in Downtown, St. Catharines
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
AddedJun 10, 2026 (85 days ago)
UpdatedJun 11, 2026 (84 days ago)
Last Checked21 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeInvestment
Lot Size45.74 Ă— 140.31 Feet
CountyNiagara
Annual Tax$18,726.17

Parking & Garage

Parking Space6
Garage TypeOutside/Surface

Heating & Cooling

Heat TypeGas Hot Water
CoolingNo

Features

Property Features

None listed

Interior Features

None listed

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 25 Ottawa Street, St. Catharines, ON

Q.What is the asking price for 25 Ottawa Street, St. Catharines, ON ?

The current listing price for 25 Ottawa Street, St. Catharines, ON in Downtown, St. Catharines is $2,500,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 25 Ottawa Street, St. Catharines, ON ?

25 Ottawa Street, St. Catharines, ON is a Investment () featuring a basement.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via No.

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

Request a live agent video tour or get 3D virtual walkthrough access for 25 Ottawa Street, St. Catharines, ON .

Location

Initializing map...
25 Ottawa Street, St. Catharines, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 25 Ottawa Street, St. Catharines, ON L2R 1Z1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$750,000 (30.0%)
* Minimum Canadian down payment required for this price is $500,000.
Amortization Period30 Years
Estimated Monthly Payment$8,322Based on a loan of $1,750,000 over 30 years.
Purchase Price$2,500,000
Loan Amount$1,750,000
Provincial Land Transfer Tax:$48,975
Total Estimated Closing Taxes:$48,975

About Purchasing a Home in St. Catharines, ON

For a property listed at $2,500,000 in St. Catharines, the legal minimum down payment is $500,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $48,975 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $48,975.

Similar Listings in Downtown, St. Catharines

Explore all Just Listed Homes in St. Catharines →

Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,713

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in St. Catharines

Compare prices, square footage, and school zones for similar Commercial nearby

All St. Catharines Homes
Commercial for sale - 0 Bed, 0 Bath Home at 589 Ontario Street St. Catharines ON listed at $2,990,000 (MLS# X13701648)
Added 13 days ago
$2,990,000
0bd
0ba
Commercial

589 Ontario Street, St. Catharines

Aug 21, 2026
DOM: 14

Rare opportunity to acquire a 21-unit multifamily investment in St. Catharines' desirable north end ...

MLS#: X13701648
For Sale
Commercial for sale - 0 Bed, 0 Bath Home at 455 Merritt Street St. Catharines ON listed at $2,600,000 (MLS# X13584688)
$2,600,000
0bd
0ba
Commercial

455 Merritt Street, St. Catharines

Jul 16, 2026
DOM: 50

5-unit retail plaza for sale offering 10,362 sq. ft. on a 0.928-acre site with approximately 425 fee...

MLS#: X13584688
For Sale
Commercial for sale - 0 Bed, 0 Bath Home at 48 Ontario Street St. Catharines ON listed at $2,850,000 (MLS# X13558672)
$2,850,000
0bd
0ba
Commercial

48 Ontario Street, St. Catharines

Jul 10, 2026
DOM: 56

Prime vacant development land available in the heart of Downtown St. Catharines. Currently utilized ...

MLS#: X13558672
For Sale
Commercial for sale - 0 Bed, 0 Bath Home at 547-549 ONTARIO Street St. Catharines ON listed at $2,200,000 (MLS# X13513834)
$2,200,000
0bd
0ba
Commercial

547-549 ONTARIO Street, St. Catharines

Jun 30, 2026
DOM: 66

Prime commercial leasing opportunity in one of St. Catharines' most sought-after north-end locations...

MLS#: X13513834
For Sale