Address withheld, St. Catharines, ON

$450,000
MLS#:X13713676
2 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
Loading property media...
Added:Aug 26, 2026(7 days ago)
Updated:Aug 26, 2026(7 days ago)
Last Checked:19 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 35 x 100 ft lot
  • Features a partially finished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

RemarksPublic Remarks: Charming 2 bed, 2 bath home the heart of St Catharines. Plenty of space on the main floor with a large gourmet kitchen complete with quartz countertops and stainless steel appliances. Recently renovated 4 piece bathroom and 2 well sized bedrooms with plenty of natural light. Enjoy coffee on the front porch in the morning. Step out of the sliding doors in the kitchen to a backyard oasis. Quiet, serene and private, a perfect place for family BBQs and relaxation. Added bonus is the studio garage. Complete with its own air conditioner, and bar area. A perfect place for creativity, relaxation or tinkering. Basement features a large laundry and storage area, recreational room and 3 piece bathroom with a standalone tub and an inlaw suite potential. This home is a great start for first time buyers, small families or downsizers. Walking distance to many amenities including grocery, restaurants, pharmacy. Enjoy all that St Catharines has to offer. Walking distance to schools, daycares, parks and cafes.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 218 LAKE Street, St. Catharines is currently for sale and has been available on zoozaa for 7 days. This property is listed at $450,000 with an estimated mortgage of $1,498* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 218 LAKE Street, St. Catharines is in the Downtown neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 26, 2026 (7 days ago)
UpdatedAug 26, 2026 (7 days ago)
Last Checked19 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementPartially Finished, Partial Basement
Lot Size35 Ă— 100 Feet
CountyNiagara
Annual Tax$2,879
Legal DescriptionLT 11 CY PL 101 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about Address withheld, St. Catharines, ON

Q.What is the asking price for Address withheld, St. Catharines, ON?

The current listing price for Address withheld, St. Catharines, ON in Downtown, St. Catharines is $450,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is Address withheld, St. Catharines, ON?

Address withheld, St. Catharines, ON is a Detached (Bungalow) featuring a Partially Finished, Partial Basement basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

Request a live agent video tour or get 3D virtual walkthrough access for Address withheld, St. Catharines, ON.

Location

Initializing map...
Address withheld, St. Catharines, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 218 LAKE Street, St. Catharines, ON L2R 5Z2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$135,000 (30.0%)
* Minimum Canadian down payment required for this price is $22,500.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $315,000 over 30 years.
Purchase Price$450,000
Loan Amount$315,000
Provincial Land Transfer Tax:$5,475
Total Estimated Closing Taxes:$5,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $450,000 in St. Catharines, the legal minimum down payment is $22,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,475.

Similar Listings in Downtown, St. Catharines

Explore all Just Listed Homes in St. Catharines →

Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$765,585

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in St. Catharines

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All St. Catharines Homes
Residential Freehold for sale - 3 Bed, 2 Bath Home at 82 Wildwood Road St. Catharines ON listed at $449,900 (MLS# X13733202)
Added 1 day ago
$449,900
3bd
2ba
1kt
Residential Freehold

82 Wildwood Road, St. Catharines

Sep 1, 2026
DOM: 2

Situated in the established Port Weller neighbourhood of North St. Catharines, 82 Wildwood Road offe...

MLS#: X13733202
For Sale
Residential Freehold for sale - 2 Bed, 1 Bath Home at 5 Greenlaw Place St. Catharines ON listed at $465,000 (MLS# X13730342)
Added 1 day ago
$465,000
2bd
1ba
1kt
Residential Freehold

5 Greenlaw Place, St. Catharines

Sep 1, 2026
DOM: 2

Welcome to 5 Greenlaw Place, a beautifully maintained character home that has been lovingly cared fo...

MLS#: X13730342
For Sale
Residential Freehold for sale - 3 Bed, 2 Bath Home at 37 Maplecrest Avenue St. Catharines ON listed at $419,900 (MLS# X13732286)
Added 2 days ago
$419,900
3bd
2ba
2kt
Residential Freehold

37 Maplecrest Avenue, St. Catharines

Aug 31, 2026
DOM: 3

Welcome to 37 Maplecrest Avenue! Tucked away on a quiet cul-de-sac near the St. Catharines/Thorold b...

MLS#: X13732286
For Sale
Residential Freehold for sale - 5 Bed, 2 Bath Home at 46A Pelham Road St. Catharines ON listed at $499,900 (MLS# X13723036)
Added 5 days ago
$499,900
5bd
2ba
1kt
Residential Freehold

46A Pelham Road, St. Catharines

Aug 28, 2026
DOM: 6

Built in 2009, this beautifully renovated home offers the perfect combination of modern style, funct...

MLS#: X13723036
For Sale