144 Geneva Street, St. Catharines, ON

$999,999
MLS#:X13491452
13 beds
9 baths
2500-3000 sqft
5.0 parking
Residential Freehold
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Added:Jun 25, 2026(69 days ago)
Updated:Jun 29, 2026(65 days ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey triplex located in the coveted neighborhood of Downtown. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $999,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 13 Bedrooms and 9 Bathrooms with 3 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 66 x 165 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Separate Hydro Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this stunning century home situated on a rare quarter-acre lot in the heart of St. Catharines. Complementing the main residence is an attached building , thoughtfully designed with additional rooms that are all currently rented out. Nestled in a prime location in downtown St. Catharines, this unique property boasts a spacious lot of 66 x 165 feet, offering ample space and convenience. Main home features 3 bedrooms providing comfort and tranquility, along with 3 bathrooms. A versatile attic space perfect for a bedroom, home office, studio, or extra storage.Unwind in your private hot tub room, complete with a balcony for serene outdoor relaxation. Enjoy cooking in a kitchen featuring a charming brick wall and luxurious granite countertops.Zoned R3 triplex, offering potential for investment and rental income. A large, inviting porch perfect for enjoying your morning coffee or relaxing in the evening. Parking space for up to 9 vehicles, a rare find in this area. Durable steel roof with a 50-year warranty, ensuring peace of mind and low maintenance. This century home is not just a residence but a lifestyle. Whether you're looking for a family home or an investment property, this house offers endless possibilities. Don't miss out on this rare opportunity.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This triplex located at 144 Geneva Street, St. Catharines is currently for sale and has been available on zoozaa for 69 days. This property is listed at $999,999 with an estimated mortgage of $3,329* per month. It has 13 beds, 9 bathrooms, and is 2500-3000 square feet. 144 Geneva Street, St. Catharines is in the Downtown neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 13 bedrooms and 9 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •13 spacious bedroom layout offering versatile living space
  • •9 well-appointed bathrooms
  • •2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
13
Bathrooms
9
Kitchens
3
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 25, 2026 (69 days ago)
UpdatedJun 29, 2026 (65 days ago)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeTriplex
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull
Lot Size66 Ă— 165 Feet
CountyNiagara
Annual Tax$6,466.54
Legal DescriptionLT 3 BLK B CY PL 19 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total5.0
Parking Space5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Separate Hydro Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 144 Geneva Street, St. Catharines, ON

Q.What is the asking price for 144 Geneva Street, St. Catharines, ON ?

The current listing price for 144 Geneva Street, St. Catharines, ON in Downtown, St. Catharines is $999,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 13 bedrooms and 9 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 144 Geneva Street, St. Catharines, ON ?

144 Geneva Street, St. Catharines, ON is a Triplex (2-Storey) featuring a Full basement.

Q.What interior features are included in this home?

Interior highlights include: Separate Hydro Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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144 Geneva Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 144 Geneva Street, St. Catharines, ON L2R 4N8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$300,000 (30.0%)
* Minimum Canadian down payment required for this price is $75,000.
Amortization Period30 Years
Estimated Monthly Payment$3,329Based on a loan of $699,999 over 30 years.
Purchase Price$999,999
Loan Amount$699,999
Provincial Land Transfer Tax:$16,475
Total Estimated Closing Taxes:$16,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $999,999 in St. Catharines, the legal minimum down payment is $75,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,475.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$765,585

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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