103 Queen Street, St. Catharines, ON

$699,000
MLS#:X13687974
Comparing recent sold prices?Free Home Evaluation →
3 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
Loading property media...
⚠️

Property no longer active

This property was sold on August 27, 2026. This listing is for reference purposes only. to view the sold price.

Comparing to your home?Free Home Evaluation →

Comparing recent sold prices?

Get an instant, confidential evaluation of your home's current market value.

Added:Aug 18, 2026(15 days ago)
Updated:Aug 27, 2026(6 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 55.12 x 122.15 ft lot
  • Features a full, partially finished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Garburator, Carpet Free, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

DON'T MISS OUT!!! THE SENIOR SELLER HAS MOVED TO A RETIREMENT HOME AND HAS SLASHED THE PRICE. Located in the Queen Street Heritage District on a desirable 55-foot lot with private parking. Charm and Character abound in this early 1900's home with great street appeal, from the inviting foyer, through the French doors to an exceptionally large, bright living room that is enhanced by the gas fireplace and bay window. The separate dining room is ample for entertaining and family gatherings. The kitchen features a wide selection of pot drawers and pantry cupboard with pull outs. Don't like oak - have the cupboards professional spray painted. All bathrooms have undergone some improvements, and the main bath has a separate shower and soaker tub. On the second floor the spacious upper hallway leads to 3 bedrooms, 4 piece bath and a den that features a double door entry. 2 bedrooms have access to the balcony. The basement level has a recreation room with older finishes, a 3-piece bathroom and partially finished laundry area where you find the walk-up to the backyard. The sunny backyard offers room to play or sit around the ornamental stone fireplace and relax.Also worthy of note: THE EXTERIOR OF THE HOUSE HAS BEEN WATERPROOFED AND MANY WINDOWS HAVE BEEN REPLACED, TRANE FURNACE & AC 2019; 200 AMP ELECTRICAL PANEL; ROOF SHINGLES 2009

Comparing recent sold prices?

Get an instant, confidential evaluation of your home's current market value.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 103 Queen Street, St. Catharines is currently for sale and has been available on zoozaa for 15 days. This property is listed at $699,000 with an estimated mortgage of $2,327* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 103 Queen Street, St. Catharines is in the Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Sold price information is available to members only
AddedAug 18, 2026 (15 days ago)
UpdatedAug 27, 2026 (6 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementFull, Partially Finished, Walk-Up
Lot Size55.12 Ă— 122.15 Feet
CountyNiagara
Annual Tax$4,863.38
Legal DescriptionLT 880 CPPL 2 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Fenced Yard
  • Library
  • Park
  • Place Of Worship
  • Public Transit

Interior Features

  • Garburator
  • Carpet Free
  • Central Vacuum

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 103 Queen Street, St. Catharines, ON

Q.What is the asking price for 103 Queen Street, St. Catharines, ON ?

The current listing price for 103 Queen Street, St. Catharines, ON in Downtown, St. Catharines is $699,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 103 Queen Street, St. Catharines, ON ?

103 Queen Street, St. Catharines, ON is a Detached (2-Storey) featuring a Full, Partially Finished, Walk-Up basement.

Q.What key property features does 103 Queen Street, St. Catharines, ON offer?

Key property features include: Arts Centre, Fenced Yard, Library, Park, Place Of Worship, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Garburator, Carpet Free, Central Vacuum.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

Open Tour in New Tab

Location

Initializing map...
103 Queen Street, St. Catharines, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 103 Queen Street, St. Catharines, ON L2R 5H4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,700 (30.0%)
* Minimum Canadian down payment required for this price is $44,900.
Amortization Period30 Years
Estimated Monthly Payment$2,327Based on a loan of $489,300 over 30 years.
Purchase Price$699,000
Loan Amount$489,300
Provincial Land Transfer Tax:$10,455
Total Estimated Closing Taxes:$10,455

About Purchasing a Home in St. Catharines, ON

For a property listed at $699,000 in St. Catharines, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.

Similar Listings in Downtown, St. Catharines

Explore all Just Listed Homes in St. Catharines →

Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$765,585

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in St. Catharines

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All St. Catharines Homes
Residential Freehold for sale - 4 Bed, 2 Bath Home at 304 Scott Street St. Catharines ON listed at $599,000 (MLS# X13734786)
Added 1 day ago
$599,000
4bd
2ba
1kt
Residential Freehold

304 Scott Street, St. Catharines

Sep 1, 2026
DOM: 2

Move-in ready family home on a quiet, tree-lined street with excellent long-term neighbours in a des...

MLS#: X13734786
For Sale
Residential Freehold for sale - 4 Bed, 3 Bath Home at 83 HILLVIEW Road St. Catharines ON listed at $649,900 (MLS# X13732806)
Added 1 day ago
$649,900
4bd
3ba
2kt
Residential Freehold

83 HILLVIEW Road, St. Catharines

Sep 1, 2026
DOM: 2

NO FLOOD ISSUES, FULL BASEMENT RENTAL WITH WALK-OUT Charming Semi-Detached Home with Income Potentia...

MLS#: X13732806
For Sale
Residential Freehold for sale - 4 Bed, 3 Bath Home at 83 HILLVIEW Road St. Catharines ON listed at $649,900 (MLS# X13732666)
Unavailable
members only
Unavailable: Members Only
4bd
3ba
2kt
Residential Freehold

83 HILLVIEW Road, St. Catharines

Sep 1, 2026
DOM: 2

Details & description blurred for terminated/expired listing.

MLS#: Members Only
Terminated
Residential Freehold for sale - 3 Bed, 1 Bath Home at 36 Manor Road St. Catharines ON listed at $579,900 (MLS# X13731992)
Added 1 day ago
$579,900
3bd
1ba
1kt
Residential Freehold

36 Manor Road, St. Catharines

Sep 1, 2026
DOM: 2

Welcome to your new home in one of the most desirable, quiet neighbourhoods in the North End! This c...

MLS#: X13731992
For Sale