What is the price of this residential freehold in St. Catharines?

This residential freehold is currently listed for sale. Contact zoozaa.com for the most up-to-date pricing information and to schedule a viewing.

What is the square footage of this property?

The living area is approximately 700-1100.

When was this property built?

Year built information is available upon request. Contact zoozaa.com for complete property details.

How can I schedule a viewing of this property?

You can schedule a viewing by contacting zoozaa.com directly through our website or by phone. Our experienced agents will arrange a convenient time for you to tour the property.

What type of property is this?

This is a residential freehold located in St. Catharines.

10 MONCK Street, St. Catharines, ON

$395,000

MLS#:X13517696

3 beds

1 baths

700-1100 sqft

4.0 parking

Residential Freehold

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Added:Jul 2, 2026(62 days ago)

•

Updated:Jul 3, 2026(61 days ago)

Last Checked:11 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Western Hill. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $395,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

3 Bedrooms and 1 Bathroom
Generous living space spanning 700-1100 sqft on a premium 45 x 148 ft lot
Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
4.0 total parking spaces available with a convenient detached configuration
Notable attributes: Sump Pump
equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 10 Monck Street, a beautifully updated bungalow tucked on a quiet street in one of St. Catharines' most convenient pockets. With just under 1,000 sq ft of thoughtfully updated one floor living, this home checks all the boxes for first time buyers and downsizers alike.Inside, you will find updated flooring, a refreshed kitchen, and a newly installed 200 amp electrical panel, giving you the peace of mind of a home that has been taken care of. The open concept living, dining, and kitchen layout creates a bright and connected feel that works beautifully for everyday living and entertaining. The gas fireplace adds warmth and character, making the main living space feel comfortable and inviting from the moment you walk in. A bonus room at the back of the home offers flexible space perfect for a mudroom, home office, or whatever your lifestyle calls for.Outside is where this one really shines. Sitting on a premium 45 x 148 foot lot, there is serious potential here. Think pool, playground, or your own private backyard retreat. The detached garage with electrical is a dream for car enthusiasts or anyone in need of a solid workshop space.Unfinished basement offers additional storage space. Located close to great schools, all amenities, the GO Station, and just a short distance to downtown St. Catharines. Easy, comfortable, and move in ready.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 10 MONCK Street, St. Catharines is currently for sale and has been available on zoozaa for 62 days. This property is listed at $395,000 with an estimated mortgage of $1,315* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 10 MONCK Street, St. Catharines is in the Western Hill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Western Hill, St. Catharines.

Highly Recommended for Families

What We Love About This Home

•3 spacious bedroom layout offering versatile living space
•1 well-appointed bathroom
•700-1100 sqft of generous functional square footage

Standout Features & Layout

Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms

Bathrooms

Kitchens

Living Area

700-1100 sqft

Property Type

Residential Freehold

Additional Details

StatusActive

AddedJul 2, 2026 (62 days ago)

UpdatedJul 3, 2026 (61 days ago)

Last Checked11 minutes ago

Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached

Architectural StyleBungalow

ConstructionAluminum Siding

BasementFull, Unfinished

Lot Size45 × 148 Feet

CountyNiagara

Annual Tax$3,123.8

Legal DescriptionLT 2176 CP PL 2 GRANTHAM ; ST. CATHARINES

Parking & Garage

Parking Total4.0

Parking Space3

Garage TypeDetached

Heating & Cooling

Heat SourceGas

Heat TypeForced Air

CoolingCentral Air

Features

Property Features

Hospital
Park
Public Transit
School

Interior Features

Sump Pump

Security Features

None

Community Features

None listed

Frequently Asked Questions about 10 MONCK Street, St. Catharines, ON

Q.What is the asking price for 10 MONCK Street, St. Catharines, ON ?

The current listing price for 10 MONCK Street, St. Catharines, ON in Western Hill, St. Catharines is $395,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 10 MONCK Street, St. Catharines, ON ?

10 MONCK Street, St. Catharines, ON is a Detached (Bungalow) featuring a Full, Unfinished basement.

Q.What key property features does 10 MONCK Street, St. Catharines, ON offer?

Key property features include: Hospital, Park, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump.

Q.What security features are installed at 10 MONCK Street, St. Catharines, ON ?

Security features include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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10 MONCK Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Western Hill, St. Catharines

SAFETY RATING9.4 / 10

Low Incident Area

Total Annual Incidents35 incidents / yr

Average Per Month2.9 incidents / mo

Population BenchmarkArea Average residents

Personal Safety

Very Low

8 assaults (30.0/100k)

Property Security

Very Low

8 B&E (30.0/100k)

Auto Theft Risk

Low Risk

10 thefts (35.0/100k)

1-Year Trend

▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data

Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 10 MONCK Street, St. Catharines, ON L2S 1L6

Estimated Sales Range

$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed

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Properties in this area are selling at a steady pace.

Market Trend

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%

Down Payment$118,500 (30.0%)

* Minimum Canadian down payment required for this price is $19,750.

Amortization Period30 Years

Estimated Monthly Payment$1,315Based on a loan of $276,500 over 30 years.

Purchase Price$395,000

Loan Amount$276,500

Provincial Land Transfer Tax:$4,400

Total Estimated Closing Taxes:$4,400

About Purchasing a Home in St. Catharines, ON

For a property listed at $395,000 in St. Catharines, the legal minimum down payment is $19,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,400 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,400.

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Western Hill, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Western Hill, St. Catharines.

Verified Local Data

City Population6,202,225

City Median Age39.6 Yrs

City Ownership65% Owners

Avg Area List Price$537,815

People & Families

Age Distribution

Household Composition

One-person households

25%

Families with children

50%

Couples without children

24%

Other households

Top Ethnic Origins

Chinese11%

English9%

Indian9%

Irish8%

Best Schools in Western Hill, St. Catharines

Elementary Schools

St Anthony

Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2

Rank

1348

6.3

Edith Cavell

Public1 Monck Street, St. Catharines, Ontario, L2S 1L5

Rank

313

8.1

Westdale

PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4

Rank

9.3

Oakridge

PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7

Rank

9.6

St Peter

Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7

Rank

589

7.5

Secondary Schools

No secondary schools data loaded.

Western Hill, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%

Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.