Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Western Hill. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $349,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
CALLING ALL INVESTORS! Take a look at this great opportunity. Located in the west end of St. Catharines, 1 Cumming Street is a 2 bedroom 1 bath home just minutes away from the Fourth Ave area with shops, resturants and Downtown St. Catharines, while also having both the QEW and 406 highways nearby. This property has a road connection to the parallel street known as Kent Street having the potential to be severed. This is also an equally great opportunity for a first time home buyer to build some equity by putting your own personal stamp on it!
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This detached home located at 1 Cumming Street, St. Catharines is currently for sale and has been available on zoozaa for 62 days. This property is listed at $349,900 with an estimated mortgage of $1,165* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 1 Cumming Street, St. Catharines is in the Western Hill neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Western Hill, St. Catharines.
First-time home buyers, professionals, or investors seeking value.
None listed
The current listing price for 1 Cumming Street, St. Catharines, ON in Western Hill, St. Catharines is $349,900.
This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.
1 Cumming Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a None basement.
Key property features include: Level, School, Public Transit.
Interior highlights include: Other, Storage.
Security features include: Smoke Detector, Carbon Monoxide Detectors.
Yes, this property offers parking space for 3.0 vehicles (None).
Heating is provided via Gas and cooling via Window Unit(s).
Request a live agent video tour or get 3D virtual walkthrough access for 1 Cumming Street, St. Catharines, ON .
Western Hill, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 1 Cumming Street, St. Catharines, ON L2S 1H6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.
About Purchasing a Home in St. Catharines, ON
For a property listed at $349,900 in St. Catharines, the legal minimum down payment is $17,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,724 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,724.
Comprehensive city-wide demographics, local real estate stats, and school rankings for Western Hill, St. Catharines.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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