4 Pearl Street, Unit P, Smiths Falls, ON
Property no longer active
This property was sold on February 25, 2026. This listing is for reference purposes only. to view the sold price.
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Property Highlights
Welcome to this remarkable 3-Storey condo townhouse located in the coveted neighborhood of Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $199,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 1000-1199 sqft
- 1.0 total parking spaces available
- Notable attributes: None, Water Heater
- Efficient baseboard heating via electric
Description
This 3-storey condo townhouse offers a practical layout and an affordable entry point into homeownership or investing. With living space spread across three levels, it provides more separation and privacy than a typical one-floor condo, making it a functional option for families, roommates, or tenants. The ground level features a bright main living area with a large picture window, living/dining space and galley kitchen. The second level includes two bedrooms and a full 4-piece bathroom, while the third level adds flexibility with an additional room that can be used as a family room, home office, or third bedroom. Location is a major highlight. This townhouse is within walking distance to schools, a grocery store, restaurants, parks, and other daily essentials, making it easy to get around without relying on a car. But if you have 2 cars this unit comes with 2 parking spaces! Whether you're a first-time buyer looking for a budget-friendly home in a convenient area or an investor seeking a solid rental opportunity, the layout and location support long-term value.
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Property Summary
This townhouse located at 4 Pearl Street, Smiths Falls is currently for sale and has been available on zoozaa for 231 days. This property is listed at $199,900 with an estimated mortgage of $665* per month. It has 2 beds, 1 bathroom, and is 1000-1199 square feet. 4 Pearl Street, Smiths Falls is in the Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Smiths Falls, Smiths Falls.
- •2 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •1000-1199 sqft of generous functional square footage
Urban professionals, first-time buyers, or investors looking for low-maintenance living in Smiths Falls.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- None
- Water Heater
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 4 Pearl Street, Unit P, Smiths Falls, ON
Q.What is the asking price for 4 Pearl Street, Unit P, Smiths Falls, ON ?
The current listing price for 4 Pearl Street, Unit P, Smiths Falls, ON in Smiths Falls, Smiths Falls is $199,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 1 bathroom across approximately 1000-1199 sqft.
Q.What property type and architectural style is 4 Pearl Street, Unit P, Smiths Falls, ON ?
4 Pearl Street, Unit P, Smiths Falls, ON is a Condo Townhouse (3-Storey) featuring a None basement.
Q.What interior features are included in this home?
Interior highlights include: None, Water Heater.
Q.Is parking available at this property?
Yes, this property offers parking space for 1.0 vehicle (None).
Q.What heating and cooling systems are installed?
Heating is provided via Electric and cooling via None.
Virtual Tour & 3D Walkthrough
Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Smiths Falls, Smiths Falls
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 4 Pearl Street P, Smiths Falls, ON K7A 5B5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $199,900 in Smiths Falls, the legal minimum down payment is $9,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,724 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,724.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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