4 Gray Street, Severn, ON

$584,500
MLS#:S13550662
3 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Added:Jul 10, 2026(54 days ago)
Updated:Jul 12, 2026(52 days ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $584,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 45.53 x 190.31 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor
  • Efficient forced air heating via gas

Description

Welcome to this charming family home in the heart of Coldwater! Offering the perfect blend of character and modern updates, this 3-bedroom, 1.5-bath home is ideal for first-time home buyers, young families, or anyone looking to enjoy the charm of small-town living. Inside, you'll find bright, spacious rooms with soaring ceilings, original hardwood flooring in the living room, and recently renovated bathrooms that add modern comfort while preserving the home's timeless appeal. Major updates have already been completed, including a metal roof, newer windows, a high-efficiency furnace (2021), and a pergola (2021), providing peace of mind for years to come. The oversized, private lot offers exceptional outdoor living with plenty of room for children and pets to play, gardening, entertaining, or simply relaxing. Multiple outdoor spaces and ample storage make this property as functional as it is inviting. Located just steps from downtown Coldwater, you'll enjoy easy access to local shops, restaurants, parks, walking trails, schools, and recreational facilities. With Highway 12 and Highway 400 only minutes away, commuting to Midland, Orillia, Barrie, and surrounding communities is quick and convenient. If you've been searching for an updated character home with an oversized lot, excellent location, and incredible value, this is one you won't want to miss.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 4 Gray Street, Severn is currently for sale and has been available on zoozaa for 54 days. This property is listed at $584,500 with an estimated mortgage of $1,946* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 4 Gray Street, Severn is in the Coldwater neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Coldwater, Severn.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Severn.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 10, 2026 (54 days ago)
UpdatedJul 12, 2026 (52 days ago)
Last Checked22 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size45.53 Ă— 190.31 Feet
CountySimcoe
Annual Tax$1,672.58
Legal DescriptionPT LT 11 N/S GRAY ST PL 452 MEDONTE PT 2, 51R12728; LT F PL 516 MEDONTE; SEVERN

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Fenced Yard
  • Level
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 4 Gray Street, Severn, ON

Q.What is the asking price for 4 Gray Street, Severn, ON ?

The current listing price for 4 Gray Street, Severn, ON in Coldwater, Severn is $584,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 4 Gray Street, Severn, ON ?

4 Gray Street, Severn, ON is a Detached (1 1/2 Storey) featuring a Crawl Space basement.

Q.What key property features does 4 Gray Street, Severn, ON offer?

Key property features include: Fenced Yard, Level, Park, Place Of Worship, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor.

Q.What security features are installed at 4 Gray Street, Severn, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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4 Gray Street, Severn, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Coldwater, Severn

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Gray Street, Severn, ON L0K 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$175,350 (30.0%)
* Minimum Canadian down payment required for this price is $33,450.
Amortization Period30 Years
Estimated Monthly Payment$1,946Based on a loan of $409,150 over 30 years.
Purchase Price$584,500
Loan Amount$409,150
Provincial Land Transfer Tax:$8,165
Total Estimated Closing Taxes:$8,165

About Purchasing a Home in Severn, ON

For a property listed at $584,500 in Severn, the legal minimum down payment is $33,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,165 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,165.

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Coldwater, Severn Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldwater, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$652,378

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Coldwater, Severn

Elementary Schools

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Secondary Schools

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Coldwater, Severn Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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