316 Concession 3 Road, Niagara-on-the-Lake, ON

$824,900
MLS#:X13537288
3 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Added:Jul 8, 2026(56 days ago)
Updated:Aug 12, 2026(21 days ago)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of St. Davids. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $824,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 11.53 x 32.01 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Flexible closing available!! In-Law Capability!! Welcome to 316 Concession 3 Road, where comfort, style, and the Niagara-on-the-Lake lifestyle come together. Ideally situated directly across from picturesque vineyards with stunning escarpment views, this beautifully maintained all-brick raised bungalow offers exceptional curb appeal and an unbeatable location. Built in 2016, this spacious 2+1 bedroom, 3-bathroom home features approximately 2,749 sq. ft. of finished living space. The bright, open-concept design is highlighted by soaring ceilings, rich oak flooring, and quality finishes throughout. The private primary suite is a true retreat, overlooking the vineyard and featuring a walk-in closet and a 3-piece ensuite. A second bedroom and full bathroom complete the main level. The fully finished lower level offers incredible versatility with a large recreation room along with a bright third bedroom featuring full-sized windows and an additional full bathroom. With a separate garage entrance leading to the lower level, the home also presents excellent potential for an in-law suite or income-generating rental opportunity, making it an attractive option for multi-generational living or savvy investors.

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Property Summary

This detached home located at 316 Concession 3 Road, Niagara-on-the-Lake is currently for sale and has been available on zoozaa for 56 days. This property is listed at $824,900 with an estimated mortgage of $2,746* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 316 Concession 3 Road, Niagara-on-the-Lake is in the St. Davids neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in St. Davids, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJul 8, 2026 (56 days ago)
UpdatedAug 12, 2026 (21 days ago)
Last Checked16 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementFinished, Separate Entrance
Lot Size11.53 Ă— 32.01 Metres
CountyNiagara
Annual Tax$5,624
Legal DescriptionLOT 224, PLAN 30M422 SUBJECT TO AN EASEMENT FOR ENTRY AS IN NR422076 SUBJECT TO AN EASEMENT FOR ENTRY AS IN NR422076 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 316 Concession 3 Road, Niagara-on-the-Lake, ON

Q.What is the asking price for 316 Concession 3 Road, Niagara-on-the-Lake, ON ?

The current listing price for 316 Concession 3 Road, Niagara-on-the-Lake, ON in St. Davids, Niagara-on-the-Lake is $824,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 316 Concession 3 Road, Niagara-on-the-Lake, ON ?

316 Concession 3 Road, Niagara-on-the-Lake, ON is a Detached (Bungalow-Raised) featuring a Finished, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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316 Concession 3 Road, Niagara-on-the-Lake, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St. Davids, Niagara-on-the-Lake

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 316 Concession 3 Road, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$247,470 (30.0%)
* Minimum Canadian down payment required for this price is $57,490.
Amortization Period30 Years
Estimated Monthly Payment$2,746Based on a loan of $577,430 over 30 years.
Purchase Price$824,900
Loan Amount$577,430
Provincial Land Transfer Tax:$12,973
Total Estimated Closing Taxes:$12,973

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $824,900 in Niagara-on-the-Lake, the legal minimum down payment is $57,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,973 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,973.

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St. Davids, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Davids, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,454,450

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Davids, Niagara-on-the-Lake

Elementary Schools

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Secondary Schools

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St. Davids, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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