20 Vincent Avenue, Niagara-on-the-Lake, ON

$1,325,000
MLS#:X13737768
3 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Added:Sep 2, 2026(today)
Updated:Sep 2, 2026(today)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Town. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,325,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 50 x 126 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Ideally situated in the historic and highly desirable Chautauqua neighbourhood, 20 Vincent Avenue is just steps from Ryerson Park, renowned for its breathtaking sunsets over Lake Ontario and panoramic views toward the Toronto skyline.The main level features a comfortable and inviting layout with warm wood flooring throughout. The dining room provides a lovely setting for special meals and family gatherings, while the open eat-in kitchen offers a practical layout with airy high vaulted ceilings and direct access to the rear deck. Adjacent to the kitchen, the cozy family room features a wood-burning fireplace, creating a welcoming space to relax and unwind.The centrally located staircase is well illuminated by natural light from skylights and leads to the second level, where you'll find two guest bedrooms, a four-piece bathroom, and a restful primary bedroom with the convenience of ensuite access.The fully finished basement adds valuable living space and versatility, featuring a recreation room, an office, a den, three-piece bathroom, and a large laundry/utility room with excellent storage. Outside, enjoy the covered front porch, interlock driveway, and attached single-car garage. The rear yard features mature gardens, dedicated vegetable garden space, and a 21' x 17' partially covered rear deck-an ideal setting for relaxing, dining outdoors, or entertaining while taking in the peaceful surroundings.This well-loved home is an easy stroll to the heart of Old Town, with its charming shops, celebrated restaurants, theatre, and amenities. A truly special property in an enviable Niagara-on-the-Lake setting.

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Property Summary

This detached home located at 20 Vincent Avenue, Niagara-on-the-Lake is currently for sale and has been available on zoozaa for 0 days. This property is listed at $1,325,000 with an estimated mortgage of $4,410* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 20 Vincent Avenue, Niagara-on-the-Lake is in the Town neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Town, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedSep 2, 2026 (today)
UpdatedSep 2, 2026 (today)
Last Checked25 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFinished
Lot Size50 Ă— 126 Feet
CountyNiagara
Annual Tax$6,202
Legal DescriptionLT 222 TP PL 73A NIAGARA; NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Lake/Pond
  • Park

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 20 Vincent Avenue, Niagara-on-the-Lake, ON

Q.What is the asking price for 20 Vincent Avenue, Niagara-on-the-Lake, ON ?

The current listing price for 20 Vincent Avenue, Niagara-on-the-Lake, ON in Town, Niagara-on-the-Lake is $1,325,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 20 Vincent Avenue, Niagara-on-the-Lake, ON ?

20 Vincent Avenue, Niagara-on-the-Lake, ON is a Detached (2-Storey) featuring a Finished basement.

Q.What key property features does 20 Vincent Avenue, Niagara-on-the-Lake, ON offer?

Key property features include: Beach, Lake/Pond, Park.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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20 Vincent Avenue, Niagara-on-the-Lake, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Town, Niagara-on-the-Lake

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Vincent Avenue, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate4.00%
Down Payment$397,500 (30.0%)
* Minimum Canadian down payment required for this price is $265,000.
Amortization Period30 Years
Estimated Monthly Payment$4,410Based on a loan of $927,500 over 30 years.
Purchase Price$1,325,000
Loan Amount$927,500
Provincial Land Transfer Tax:$22,975
Total Estimated Closing Taxes:$22,975

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,325,000 in Niagara-on-the-Lake, the legal minimum down payment is $265,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,975 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,975.

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Town, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Town, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,527,777

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Town, Niagara-on-the-Lake

Elementary Schools

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Secondary Schools

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Town, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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