400 Front Street, Kawartha Lakes, ON

$2,249,900
MLS#:X13460202
4 beds
3 baths
3500-5000 sqft
10.0 parking
Residential Freehold
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Added:Jun 18, 2026(77 days ago)
Updated:Sep 2, 2026(1 day ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Bobcaygeon. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $2,249,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 100 x 235 ft lot
  • Features a apartment, finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available
  • Notable attributes: In-Law Suite, Primary Bedroom - Main Floor, Propane Tank
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Home Business Opportunity Situated In Cottage Country. This Stunning Lakefront Home Is Located On Sturgeon Lake And Includes 4 Income Producing Cottages. This Custom Built Home Boasts Expansive Lake Views From The Great Room Which Is Spacious And Bright. The Open Concept Provides For A Large Kitchen With An Island, Great For Entertaining And Has A Walkout To Your Deck To Enjoy Peaceful Evenings Or An Early Morning Coffee. Upstairs You Will Find A Loft With Your Very Own Home Office. The Lower Level Has A Walkout Looking Onto The Lake And Is Fully Finished With A Separate Entrance. Cottages Are Presently Rented And Are Approximately 720 Sq Ft Each With Separate Meters. This Property Is Connected To Municipal Water And Sewers. Your Can Walk Or Take A Short Drive To Beautiful Bobcaygeon With Great Shopping And Many Restaurants. The Waterfront Is Crystal Clear For Swimming And There Is A Large Dock For Your Boat Or Friends Who Come To Visit By Boat. Sit In The Lovely Sunroom At The Water's Edge Mosquito Free To Wind Down At The End Of Your Day.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 400 Front Street, Kawartha Lakes is currently for sale and has been available on zoozaa for 77 days. This property is listed at $2,249,900 with an estimated mortgage of $7,489* per month. It has 4 beds, 3 bathrooms, and is 3500-5000 square feet. 400 Front Street, Kawartha Lakes is in the Bobcaygeon neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Bobcaygeon, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •3500-5000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Bobcaygeon, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 18, 2026 (77 days ago)
UpdatedSep 2, 2026 (1 day ago)
Last Checked23 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementApartment, Finished with Walk-Out
Lot Size100 Ă— 235 Feet
CountyKawartha Lakes
Annual Tax$14,216
Legal DescriptionLOT 26 PLAN 133 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Total10.0
Parking Space10
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Lake/Pond
  • Library
  • Place Of Worship
  • Rec./Commun.Centre
  • School

Interior Features

  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Separate Hydro Meter
  • Water Heater Owned

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 400 Front Street, Kawartha Lakes, ON

Q.What is the asking price for 400 Front Street, Kawartha Lakes, ON ?

The current listing price for 400 Front Street, Kawartha Lakes, ON in Bobcaygeon, Kawartha Lakes is $2,249,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 400 Front Street, Kawartha Lakes, ON ?

400 Front Street, Kawartha Lakes, ON is a Detached (Bungalow-Raised) featuring a Apartment, Finished with Walk-Out basement.

Q.What key property features does 400 Front Street, Kawartha Lakes, ON offer?

Key property features include: Golf, Lake/Pond, Library, Place Of Worship, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: In-Law Suite, Primary Bedroom - Main Floor, Propane Tank, Separate Hydro Meter, Water Heater Owned.

Q.What security features are installed at 400 Front Street, Kawartha Lakes, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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400 Front Street, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Bobcaygeon, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 400 Front Street W, Kawartha Lakes, ON K0M 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$674,970 (30.0%)
* Minimum Canadian down payment required for this price is $449,980.
Amortization Period30 Years
Estimated Monthly Payment$7,489Based on a loan of $1,574,930 over 30 years.
Purchase Price$2,249,900
Loan Amount$1,574,930
Provincial Land Transfer Tax:$42,723
Total Estimated Closing Taxes:$42,723

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $2,249,900 in Kawartha Lakes, the legal minimum down payment is $449,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $42,723 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $42,723.

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Bobcaygeon, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bobcaygeon, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$929,162

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Bobcaygeon, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Bobcaygeon, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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