4 Head Street, Kawartha Lakes, ON

$699,900
MLS#:X13156416
5 beds
3 baths
2500-3000 sqft
5.0 parking
Residential Freehold
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Added:May 20, 2026(105 days ago)
Updated:Aug 31, 2026(2 days ago)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Fenelon Falls. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 82.9 x 86.88 ft lot
  • Features a separate entrance, full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Suite, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

A beautifully maintained and upgraded 5-bedroom, 3-bathroom home offering 2,512 sq. ft. of finished living space, all within walking distance to the amenities of Fenelon Falls. Bright and sunny throughout, the main floor enjoys open-concept living with gleaming hardwood floors, 3 bedrooms, 2 bathrooms, and multiple walkouts. The spacious eat-in kitchen features a large island, tons of storage, and a walkout to a large deck perfect for entertaining. Convenient main floor laundry adds everyday ease. The fully updated primary suite offers a luxurious retreat complete with a clawfoot soaker tub and private balcony access. Meticulously maintained and move-in ready, this home provides exceptional flexibility for families of all sizes. The attached garage features separate entrances to both the upper and lower levels, creating excellent potential for multi-generational living or additional income. The professionally finished lower level includes a fantastic new in-law suite or separate income unit complete with a new kitchen and appliances, 2 bedrooms, updated 4-piece bath, separate laundry, and walkout to the backyard. Outside, enjoy beautifully manicured perennial gardens and a partially fenced, low-maintenance property designed for easy living. Pride of ownership is evident throughout this versatile and beautifully updated home in one of the Kawarthas' most sought-after communities.

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Property Summary

This detached home located at 4 Head Street, Kawartha Lakes is currently for sale and has been available on zoozaa for 105 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 5 beds, 3 bathrooms, and is 2500-3000 square feet. 4 Head Street, Kawartha Lakes is in the Fenelon Falls neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Fenelon Falls, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Fenelon Falls, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMay 20, 2026 (105 days ago)
UpdatedAug 31, 2026 (2 days ago)
Last Checked12 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementSeparate Entrance, Full, Finished
Lot Size82.9 × 86.88 Feet
CountyKawartha Lakes
Annual Tax$3,527.18
Legal DescriptionPT LT 10-11 PL 393 PT 1, 57R4559; S/T R416482, CITY OF KAWARTHA LAKES

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Level
  • Park
  • School Bus Route

Interior Features

  • Auto Garage Door Remote
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Storage
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4 Head Street, Kawartha Lakes, ON

Q.What is the asking price for 4 Head Street, Kawartha Lakes, ON ?

The current listing price for 4 Head Street, Kawartha Lakes, ON in Fenelon Falls, Kawartha Lakes is $699,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 4 Head Street, Kawartha Lakes, ON ?

4 Head Street, Kawartha Lakes, ON is a Detached (Bungalow-Raised) featuring a Separate Entrance, Full, Finished basement.

Q.What key property features does 4 Head Street, Kawartha Lakes, ON offer?

Key property features include: Beach, Level, Park, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, In-Law Suite, Primary Bedroom - Main Floor, Storage, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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4 Head Street, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Fenelon Falls, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Head Street, Kawartha Lakes, ON K0M 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,970 (30.0%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,930 over 30 years.
Purchase Price$699,900
Loan Amount$489,930
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $699,900 in Kawartha Lakes, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

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Fenelon Falls, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fenelon Falls, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$766,108

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fenelon Falls, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Fenelon Falls, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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