37 Spruce Drive, Huntsville, ON

$529,000
MLS#:X13444428
4 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Added:Jun 15, 2026(79 days ago)
Updated:Jul 16, 2026(48 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Stephenson. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $529,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 268.2 x 108.7 ft lot
  • Features a apartment, full, partially finished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Accessory Apartment
  • Efficient baseboard heating via electric

Description

Exceptional opportunity in the heart of Port Sydney. Situated on a beautifully landscaped, level corner lot, this property offers one of the most desirable residential settings in town. The solid brick bungalow features spacious principal rooms and a lower level with a separate entrance and excellent potential for a self-contained one or two-bedroom suite, ideal for extended family, guests, or future income opportunities. Portions of the lower level have already been finished, while additional space remains ready for your own vision and finishing touches. Nearly 600 square feet of decking provides outstanding outdoor living space overlooking the expansive yard. While the home would benefit from some cosmetic updates, it offers a solid foundation and tremendous opportunity to add value. Additional features include a detached workshop, a roof replaced approximately seven years ago, and natural gas available at the road for a future heating conversion. Located within walking distance of the public beach, boat launch, parks, and local amenities, this property combines an exceptional location with outstanding potential in one of Muskoka's most sought-after communities.

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Property Summary

This detached home located at 37 Spruce Drive, Huntsville is currently for sale and has been available on zoozaa for 79 days. This property is listed at $529,000 with an estimated mortgage of $1,761* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 37 Spruce Drive, Huntsville is in the Stephenson neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Stephenson, Huntsville.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Stephenson, Huntsville.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 15, 2026 (79 days ago)
UpdatedJul 16, 2026 (48 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementApartment, Full, Partially Finished, Walk-Out
Lot Size268.2 × 108.7 Feet
CountyMuskoka
Annual Tax$3,183
Legal DescriptionLT 8 PL 7 STEPHENSON; HUNTSVILLE ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Beach
  • Golf
  • Hospital
  • Lake Access
  • Level
  • Place Of Worship

Interior Features

  • Accessory Apartment

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 37 Spruce Drive, Huntsville, ON

Q.What is the asking price for 37 Spruce Drive, Huntsville, ON ?

The current listing price for 37 Spruce Drive, Huntsville, ON in Stephenson, Huntsville is $529,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 37 Spruce Drive, Huntsville, ON ?

37 Spruce Drive, Huntsville, ON is a Detached (Bungalow) featuring a Apartment, Full, Partially Finished, Walk-Out basement.

Q.What key property features does 37 Spruce Drive, Huntsville, ON offer?

Key property features include: Beach, Golf, Hospital, Lake Access, Level, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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37 Spruce Drive, Huntsville, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Stephenson, Huntsville

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 37 Spruce Drive S, Huntsville, ON P0B 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huntsville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$158,700 (30.0%)
* Minimum Canadian down payment required for this price is $27,900.
Amortization Period30 Years
Estimated Monthly Payment$1,761Based on a loan of $370,300 over 30 years.
Purchase Price$529,000
Loan Amount$370,300
Provincial Land Transfer Tax:$7,055
Total Estimated Closing Taxes:$7,055

About Purchasing a Home in Huntsville, ON

For a property listed at $529,000 in Huntsville, the legal minimum down payment is $27,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,055 for this transaction. As this listing is in Huntsville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,055.

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Stephenson, Huntsville Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stephenson, Huntsville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$715,272

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Stephenson, Huntsville

Elementary Schools

Huntsville
Public58 Brunel Road, Huntsville, Ontario, P1H 2A2
6.7
Spruce Glen
Public550 Muskoka Road 3, Huntsville, Ontario, P1H 1C9
6.3
Riverside
Public755 Brunel Road, Huntsville, Ontario, P1H 1Z3
5.7
Pine Glen
Public126 West Road, Huntsville, Ontario, P1H 1M5
4.7
Saint Mary's
Public36 Silverwood Drive, Huntsville, Ontario, P1H 1N1
3.7

Secondary Schools

Huntsville
Public58 Brunel Road, Huntsville, Ontario, P1H 2A2
6.4

Stephenson, Huntsville Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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