2698 Old Muskoka Road, Huntsville, ON

$1,099,000
MLS#:X13508724
4 beds
3 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Added:Jul 1, 2026(63 days ago)
Updated:Aug 18, 2026(15 days ago)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Stephenson. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 234.47 x 530.22 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Guest Accommodations, Separate Heating Controls
  • Efficient forced air heating via propane

Description

Welcome to 2698 Old Muskoka Road in Utterson, a rare offering featuring not one, but two fully self-contained homes on one property. Combined, they offer 6 bedrooms, 4 bathrooms, and 2 kitchens, making this an ideal setup for multi-generational living, rental income, or hosting guests with complete privacy. The main residence includes 4 bedrooms and 3 bathrooms, thoughtfully designed with a Muskoka-inspired aesthetic. Built in 2019 and set well back from the road, it offers both privacy and modern comfort. A covered front porch and grand 8' entry door welcome you inside, where vaulted ceilings, hardwood floors, and abundant natural light enhance the open-concept kitchen and dining area. The main-floor primary suite features a double closet and a spa-like ensuite with dual sinks. A WETT-certified wood-burning fireplace adds warmth and character to the living room, while the finished lower level expands the living space with a family room, three additional bedrooms, an office or hobby room, and a full bathroom. Step out to the private back deck overlooking the yard and above-ground pool-perfect for summer entertaining. Additional highlights include an ICF foundation, Lepage windows, and a double attached garage. The secondary dwelling is completely separate and equally well-appointed, offering 2 bedrooms, 1 bathroom, and its own kitchen. The bright, open-concept layout features a custom kitchen and a cozy propane fireplace with a shiplap mantle. Upstairs, the primary suite includes a 3-piece ensuite with an oversized tiled shower. The lower level provides a second bedroom, workshop or storage space, and a walkout with potential for a future deck. Both homes are fully self-sufficient, each with its own septic system, modern finishes, and functional layouts. With rental potential of $2,500+ per month, this property offers incredible versatility. Whether you're looking for a family compound, a private Muskoka retreat, or an income-generating opportunity.

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Property Summary

This detached home located at 2698 Old Muskoka Road, Huntsville is currently for sale and has been available on zoozaa for 63 days. This property is listed at $1,099,000 with an estimated mortgage of $3,658* per month. It has 4 beds, 3 bathrooms, and is 700-1100 square feet. 2698 Old Muskoka Road, Huntsville is in the Stephenson neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Stephenson, Huntsville.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Stephenson, Huntsville.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJul 1, 2026 (63 days ago)
UpdatedAug 18, 2026 (15 days ago)
Last Checked24 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished, Full
Lot Size234.47 × 530.22 Feet
CountyMuskoka
Annual Tax$4,822.63
Legal DescriptionPT LT 14 CON 5 STEPHENSON PT 1, 35R11632; HUNTSVILLE ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Guest Accommodations
  • Separate Heating Controls
  • In-Law Capability
  • Accessory Apartment

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 2698 Old Muskoka Road, Huntsville, ON

Q.What is the asking price for 2698 Old Muskoka Road, Huntsville, ON ?

The current listing price for 2698 Old Muskoka Road, Huntsville, ON in Stephenson, Huntsville is $1,099,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 2698 Old Muskoka Road, Huntsville, ON ?

2698 Old Muskoka Road, Huntsville, ON is a Detached (Bungalow) featuring a Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Guest Accommodations, Separate Heating Controls, In-Law Capability, Accessory Apartment.

Q.What security features are installed at 2698 Old Muskoka Road, Huntsville, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via None.

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Location

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2698 Old Muskoka Road, Huntsville, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Stephenson, Huntsville

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2698 Old Muskoka Road, Huntsville, ON P0B 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huntsville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$329,700 (30.0%)
* Minimum Canadian down payment required for this price is $219,800.
Amortization Period30 Years
Estimated Monthly Payment$3,658Based on a loan of $769,300 over 30 years.
Purchase Price$1,099,000
Loan Amount$769,300
Provincial Land Transfer Tax:$18,455
Total Estimated Closing Taxes:$18,455

About Purchasing a Home in Huntsville, ON

For a property listed at $1,099,000 in Huntsville, the legal minimum down payment is $219,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,455 for this transaction. As this listing is in Huntsville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,455.

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Stephenson, Huntsville Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stephenson, Huntsville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$715,272

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Stephenson, Huntsville

Elementary Schools

Huntsville
Public58 Brunel Road, Huntsville, Ontario, P1H 2A2
6.7
Spruce Glen
Public550 Muskoka Road 3, Huntsville, Ontario, P1H 1C9
6.3
Riverside
Public755 Brunel Road, Huntsville, Ontario, P1H 1Z3
5.7
Pine Glen
Public126 West Road, Huntsville, Ontario, P1H 1M5
4.7
Saint Mary's
Public36 Silverwood Drive, Huntsville, Ontario, P1H 1N1
3.7

Secondary Schools

Huntsville
Public58 Brunel Road, Huntsville, Ontario, P1H 2A2
6.4

Stephenson, Huntsville Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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