22 Oak Street, Havelock-Belmont-Methuen, ON

$415,000
MLS#:X13736042
3 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Added:Sep 2, 2026(today)
Updated:Sep 2, 2026(today)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Havelock. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $415,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 66 x 132 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming 2-storey century home on a generous corner lot! Offering a lovely covered porch, both stories boast high ceilings with a spacious kitchen and dining room, 3 bedrooms and 2 full bathrooms. All bedrooms are generous in size with the primary bedroom also including wall-to-wall his and hers closets. Outside, enjoy an oversized, beautifully established lot with mature trees, a large raised vegetable garden, and flowerbeds featuring a mix of perennials and Ontario native flowers. The property also offers fencing, a detached workshop, and covered carport parking. Perfectly situated in the heart of Havelock, surrounded by convenient street parking and within walking distance of amenities, restaurants, the library, community centre, town hall, churches, school, parks & more!

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Property Summary

This detached home located at 22 Oak Street, Havelock-Belmont-Methuen is currently for sale and has been available on zoozaa for 0 days. This property is listed at $415,000 with an estimated mortgage of $1,381* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 22 Oak Street, Havelock-Belmont-Methuen is in the Havelock neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Havelock, Havelock-Belmont-Methuen.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Havelock-Belmont-Methuen.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedSep 2, 2026 (today)
UpdatedSep 2, 2026 (today)
Last Checked18 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size66 Ă— 132 Feet
CountyPeterborough
Annual Tax$1,838
Legal DescriptionLT 196 PL 12 HAVELOCK; HAVELOCK-BELMONT-METHUEN

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 22 Oak Street, Havelock-Belmont-Methuen, ON

Q.What is the asking price for 22 Oak Street, Havelock-Belmont-Methuen, ON ?

The current listing price for 22 Oak Street, Havelock-Belmont-Methuen, ON in Havelock, Havelock-Belmont-Methuen is $415,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 22 Oak Street, Havelock-Belmont-Methuen, ON ?

22 Oak Street, Havelock-Belmont-Methuen, ON is a Detached (2-Storey) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Carport).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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22 Oak Street, Havelock-Belmont-Methuen, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Havelock, Havelock-Belmont-Methuen

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 22 Oak Street, Havelock-Belmont-Methuen, ON K0L 1Z0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Havelock-Belmont-Methuen.

Configure Loan Settings

Interest Rate4.00%
Down Payment$124,500 (30.0%)
* Minimum Canadian down payment required for this price is $20,750.
Amortization Period30 Years
Estimated Monthly Payment$1,381Based on a loan of $290,500 over 30 years.
Purchase Price$415,000
Loan Amount$290,500
Provincial Land Transfer Tax:$4,775
Total Estimated Closing Taxes:$4,775

About Purchasing a Home in Havelock-Belmont-Methuen, ON

For a property listed at $415,000 in Havelock-Belmont-Methuen, the legal minimum down payment is $20,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,775 for this transaction. As this listing is in Havelock-Belmont-Methuen (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,775.

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Havelock, Havelock-Belmont-Methuen Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Havelock, Havelock-Belmont-Methuen.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$791,249

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Havelock, Havelock-Belmont-Methuen

Elementary Schools

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Secondary Schools

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Havelock, Havelock-Belmont-Methuen Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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