164 RIVERBANK Drive, Georgina, ON

$456,000
MLS#:N13493958
2 beds
1 baths
< 700 sqft
5.0 parking
Residential Freehold
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Added:Jun 25, 2026(69 days ago)
Updated:Aug 21, 2026(12 days ago)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Pefferlaw. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $456,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 75 x 262.18 ft lot
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater
  • Efficient other heating via gas

Description

Discover this charming waterfront bungalow at 164 Riverbank Drive in Pefferlaw, offering a tranquil retreat on the Pefferlaw River with direct water access to the water and just a shortboat ride to the stunning Lake Simcoe [three (3) Kilometres South of the southeastern shores] and close to Holmes Point Park. Nestled on just under 0.5 acres of lush landscape, surrounded by trees, this 2-bedroom, 1-bathroom property sits on a peaceful dead-end street, providing privacy and serenity. While it's a fixer-upper, with the right vision, steady hands, and a touch of heart, this home has incredible potential to become a cozy cottage or a year-round residence and with a little love and creativity, your cottage core dream home is within reach, perfect for those seeking a peaceful escape or a permanent lakeside haven and becoming a Pefferlanean!!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 164 RIVERBANK Drive, Georgina is currently for sale and has been available on zoozaa for 69 days. This property is listed at $456,000 with an estimated mortgage of $1,518* per month. It has 2 beds, 1 bathroom, and is < 700 square feet. 164 RIVERBANK Drive, Georgina is in the Pefferlaw neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Pefferlaw, Georgina.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •< 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 25, 2026 (69 days ago)
UpdatedAug 21, 2026 (12 days ago)
Last Checked24 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Stucco (Plaster)
BasementNone
Lot Size75 × 262.18 Feet
CountyYork
Annual Tax$2,908.57
Legal DescriptionPT LOT 22 CONCESSION 6 GEORGINA AS IN R715073 ; GEORGINA

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingNone

Features

Property Features

  • Cul de Sac/Dead End
  • Greenbelt/Conservation
  • Lake Access
  • River/Stream
  • Waterfront
  • Wooded/Treed

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 164 RIVERBANK Drive, Georgina, ON

Q.What is the asking price for 164 RIVERBANK Drive, Georgina, ON ?

The current listing price for 164 RIVERBANK Drive, Georgina, ON in Pefferlaw, Georgina is $456,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 164 RIVERBANK Drive, Georgina, ON ?

164 RIVERBANK Drive, Georgina, ON is a Detached (Bungalow) featuring a None basement.

Q.What key property features does 164 RIVERBANK Drive, Georgina, ON offer?

Key property features include: Cul de Sac/Dead End, Greenbelt/Conservation, Lake Access, River/Stream, Waterfront, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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164 RIVERBANK Drive, Georgina, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Pefferlaw, Georgina

SAFETY RATING9.2 / 10
Low Incident Area
Total Annual Incidents62 incidents / yr
Average Per Month5.2 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

22 assaults (45.0/100k)

Property Security
Low

12 B&E (40.0/100k)

Auto Theft Risk
Low Risk

16 thefts (45.0/100k)

1-Year Trend
â–¼ 4.8%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 164 RIVERBANK Drive, Georgina, ON L0E 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgina.

Configure Loan Settings

Interest Rate4.00%
Down Payment$136,800 (30.0%)
* Minimum Canadian down payment required for this price is $22,800.
Amortization Period30 Years
Estimated Monthly Payment$1,518Based on a loan of $319,200 over 30 years.
Purchase Price$456,000
Loan Amount$319,200
Provincial Land Transfer Tax:$5,595
Total Estimated Closing Taxes:$5,595

About Purchasing a Home in Georgina, ON

For a property listed at $456,000 in Georgina, the legal minimum down payment is $22,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,595 for this transaction. As this listing is in Georgina (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,595.

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Pefferlaw, Georgina Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Pefferlaw, Georgina.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$985,654

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Pefferlaw, Georgina

Elementary Schools

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Secondary Schools

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Pefferlaw, Georgina Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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