281 Stewart Lake Road, Georgian Bay, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Freeman. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 1 Bathroom
- Generous living space spanning 1500-2000 sqft on a premium 145 x 240 ft lot
- Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.5 total parking spaces available with a convenient detached configuration
- Notable attributes: Generator - Full
- equipped with window unit(s) central cooling and highly efficient baseboard heating via electric
Description
Nestled on the tranquil shores of Stewart Lake, this charming four-bedroom cottage/home offers a seamless blend of natural beauty and refined Muskoka living. Thoughtfully designed, the bright open-concept interior is filled with natural light from expansive windows, creating a warm and inviting atmosphere throughout. The kitchen and dining area feature a stunning vaulted ceiling, a spacious centre island, and a walkout to expansive decks overlooking the lake, perfect for entertaining or relaxing in a peaceful setting. The living room showcases serene water views and a propane fireplace, while the Muskoka room provides an ideal space for reading, games, or unwinding after a day on the lake. Each bedroom is designed with comfort in mind, offering a restful retreat for family and guests alike. Outdoors, enjoy a private waterfront with a sandy, walk-in shoreline and a newly built, expansive dock, perfect for swimming, lounging, and enjoying all that lake life has to offer. The flat, usable lot enhances the overall experience and includes a private hot tub and cedar barrel sauna, creating a true lakeside escape. Additional features include a detached garage for convenient storage, along with a charming bunkie and shed, offering flexibility for guests or additional space. Adding to the property's long-term value, a new 5-bedroom septic system has just been installed, providing increased capacity and future flexibility. The property also offers excellent rental potential, with a pro-forma statement available outlining forecasted income, making this a compelling opportunity for both personal use and investment. Ideally located just minutes from the charming town of Mactier, this exceptional Stewart Lake offering presents a rare opportunity to own a refined Muskoka property with both lifestyle appeal and income upside.
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Property Summary
This detached home located at 281 Stewart Lake Road, Georgian Bay is currently for sale and has been available on zoozaa for 91 days. This property is listed at $999,000 with an estimated mortgage of $3,325* per month. It has 5 beds, 1 bathroom, and is 1500-2000 square feet. 281 Stewart Lake Road, Georgian Bay is in the Freeman neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Freeman, Georgian Bay.
- •5 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •1500-2000 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Freeman, Georgian Bay.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Golf
- Waterfront
Interior Features
- Generator - Full
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 281 Stewart Lake Road, Georgian Bay, ON
Q.What is the asking price for 281 Stewart Lake Road, Georgian Bay, ON ?
The current listing price for 281 Stewart Lake Road, Georgian Bay, ON in Freeman, Georgian Bay is $999,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 5 bedrooms and 1 bathroom across approximately 1500-2000 sqft.
Q.What property type and architectural style is 281 Stewart Lake Road, Georgian Bay, ON ?
281 Stewart Lake Road, Georgian Bay, ON is a Detached (Bungalow) featuring a Crawl Space, Unfinished basement.
Q.What key property features does 281 Stewart Lake Road, Georgian Bay, ON offer?
Key property features include: Golf, Waterfront.
Q.What interior features are included in this home?
Interior highlights include: Generator - Full.
Q.Is parking available at this property?
Yes, this property offers parking space for 5.5 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Electric and cooling via Window Unit(s).
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Location
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Freeman, Georgian Bay
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 281 Stewart Lake Road, Georgian Bay, ON P0C 1H0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Georgian Bay, ON
For a property listed at $999,000 in Georgian Bay, the legal minimum down payment is $74,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,455 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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