3 Mary Street, St. Thomas, ON

$499,999
MLS#:X12708026
2 beds
2 baths
700-1100 sqft
8.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 59.84 x 122.39 ft lot
  • Features a ["finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Generate $1600/month in short-term or long-term rental income while living comfortably upstairs! The best part: you won't be spending a dollar on major home upgrades for years to come. This beautifully renovated bungalow has been updated from top to bottom with quality workmanship throughout, offering turnkey living with exceptional flexibility and income potential.The main floor features two spacious bedrooms, a bright living room with electric fireplace, a stunning kitchen, a stylish four-piece bathroom, and the convenience of main-floor laundry. A separate entry leads to the fully finished lower level, complete with a second kitchen, three-piece bathroom, additional laundry, and two generous bonus rooms (add egress windows for conversion to legal bedrooms-contractor contacts upon request) . The lower level presents an excellent potential for short-term rental income in a location where there would be high demand. Major updates include the furnace, central air, roof, windows, and vinyl siding-providing true move-in-ready peace of mind. Outside, enjoy a huge fully fenced backyard with mature trees, multiple garden sheds, a beautiful covered rear patio, and a spacious outdoor living area perfect for entertaining. The brand-new asphalt driveway offers ample parking.Located steps from the downtown commercial district, restaurants, shops, and everyday amenities, this property boasts outstanding walkability and long-term value. Whether you're an owner-occupier looking to offset your mortgage or an investor seeking a turnkey opportunity in a high-demand location, this home delivers on lifestyle, income potential, and peace of mind.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 2, 2026
Sold price information is available to members only
Listed Date1/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size59.84 × 122.39 Feet
CountyElgin
Annual Tax$2,462
Legal DescriptionLT 10 BLK 13 PL 77 YARMOUTH; ST.THOMAS

Parking & Garage

Parking Spaces8.0
Garage Spaces8
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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3 Mary Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3 Mary Street E, St. Thomas, ON N5R 2V7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$399,999.2
Monthly Mortgage$2,324
Property Tax (Est.)$205
Utilities & Maint.$350
Total Monthly Cost$2,879

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Thomas.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St Thomas, St Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7

Secondary Schools

Central Elgin
Public201 Chestnut Street, St. Thomas, Ontario, N5R 2B5
5.6
Parkside
Public241 Sunset Drive, St. Thomas, Ontario, N5R 3C2
6.1
St. Joseph’s
Catholic100 Bill Martyn Parkway, St. Thomas, Ontario, N5R 6A7
6.5
Arthur Voaden
Public41 Flora Street, St. Thomas, Ontario, N5P 2X5
2.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.