15 Margaret Street, St. Thomas, ON

$559,000
MLS#:X12917964
4 beds
2 baths
1500-2000 sqft
1.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2 1/2 Storey"] detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $559,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 33 x 132 ft lot
  • Features a ["separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Capability, On Demand Water Heater
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 15 Margaret Street, a stunning 3+1-bedroom, 2-bathroom home located in the heart of St. Thomas' highly sought-after Courthouse neighborhood. This residence has been completely transformed from top to bottom, blending timeless character with modern luxury across all four finished levels. As you arrive, a charming stone walkway and front porch set the inviting tone. Step inside to a warm oak entryway and a main floor adorned with rich hardwood, where every detail has been carefully curated. At the center of the home is a breathtaking GCW kitchen, featuring custom cabinetry, granite countertops, and a striking copper backsplash-perfect for both everyday living and unforgettable gatherings. No detail has been overlooked. Major systems, including insulation, windows, plumbing, and electrical, have been fully updated, ensuring comfort and peace of mind for years to come. Inside, you'll find California Closets, an elegant dining room, and a cozy gas fireplace that anchors the living space. The second level offers three generous bedrooms and a sunlit den overlooking the backyard oasis. The finished third-floor loft provides an ideal home office, studio, or playroom. Downstairs, the fully finished lower level includes a fourth bedroom and a separate entrance, making it perfect for an in-law suite or potential rental income. Step outside to your private retreat: an in-ground pool with a new liner, a spacious deck, a change room, and a fully fenced yard designed for relaxation and entertaining. This is a rare opportunity to own a truly one-of-a-kind home in one of St. Thomas' most desirable neighborhoods. Book your private showing today and experience the perfect blend of charm, craftsmanship, and modern living..

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 28, 2026
Sold price information is available to members only
Listed Date3/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size33 × 132 Feet
CountyElgin
Annual Tax$4,029
Legal DescriptionPT LT 4 E/S MARGARET ST BTN VICTORIA ST AND PRINCE ALBERT ST PL 23 ST. THOMAS AS IN E423164 S/T & T/W E423164; ST. THOMAS

Parking & Garage

Parking Spaces1.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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15 Margaret Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 15 Margaret Street, St. Thomas, ON N5R 3H6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$447,200
Monthly Mortgage$2,598
Property Tax (Est.)$336
Utilities & Maint.$350
Total Monthly Cost$3,284

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Thomas.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St Thomas, St Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7

Secondary Schools

Central Elgin
Public201 Chestnut Street, St. Thomas, Ontario, N5R 2B5
5.6
Parkside
Public241 Sunset Drive, St. Thomas, Ontario, N5R 3C2
6.1
St. Joseph’s
Catholic100 Bill Martyn Parkway, St. Thomas, Ontario, N5R 6A7
6.5
Arthur Voaden
Public41 Flora Street, St. Thomas, Ontario, N5P 2X5
2.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.