194 Church Street, St. Catharines, ON

$2,000/mo
MLS#:X13586270
0 beds
0 baths
Commercial
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Added:Jul 20, 2026(44 days ago)
Updated:Jul 20, 2026(44 days ago)
Last Checked:5 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of E. Chester. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $2,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 121 x 81 ft lot size
  • Convenient other garage included
  • equipped with no central cooling and highly efficient other heating

Description

Prime 2,000 sq. ft. commercial space available at 194-200 Church Street in St. Catharines. This versatile property is permitted for a wide range of uses, including retail stores, restaurants, personal service shops, animal care establishments, cultural facilities, daycares, and emergency service facilities. The interior has been stripped to the studs, creating a blank canvas ready to be customized and built out to suit your business's unique vision and operational needs. Ideally located just minutes from Downtown St. Catharines, City Hall, the courthouse, public transit, restaurants, shopping, and other key amenities, this high-exposure location offers an exceptional opportunity to establish or expand your business in one of Niagara's growing commercial corridors.

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Property Summary

This commercial retail located at 194 Church Street, St. Catharines is currently for sale and has been available on zoozaa for 44 days. This property is listed at $2,000 with an estimated mortgage of $7* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 194 Church Street, St. Catharines is in the E. Chester neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in E. Chester, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Commercial Retail architecture in E. Chester, St. Catharines
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
AddedJul 20, 2026 (44 days ago)
UpdatedJul 20, 2026 (44 days ago)
Last Checked5 minutes ago
Transaction TypeFor Lease

Property Details

Property Sub-TypeCommercial Retail
Lot Size121 Ă— 81 Feet
CountyNiagara
Annual Tax$14,259
Legal DescriptionLOTS 3675-3676 CP PL 2 GRANTHAM; PART LOT 3674 CP PL 2 GRANTHAM AS IN RO625539 CITY OF ST. CATHARINES

Parking & Garage

Garage TypeOther

Heating & Cooling

Heat TypeOther
CoolingNo

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

  • Public Transit

Frequently Asked Questions about 194 Church Street, St. Catharines, ON

Q.What is the asking price for 194 Church Street, St. Catharines, ON ?

The current listing price for 194 Church Street, St. Catharines, ON in E. Chester, St. Catharines is $2,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 194 Church Street, St. Catharines, ON ?

194 Church Street, St. Catharines, ON is a Commercial Retail () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Public Transit.

Q.What security features are installed at 194 Church Street, St. Catharines, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via No.

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Location

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194 Church Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

E. Chester, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 194 Church Street, St. Catharines, ON L2R 3E9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$600 (30.0%)
* Minimum Canadian down payment required for this price is $100.
Amortization Period30 Years
Estimated Monthly Payment$7Based on a loan of $1,400 over 30 years.
Purchase Price$2,000
Loan Amount$1,400
Provincial Land Transfer Tax:$10
Total Estimated Closing Taxes:$10

About Purchasing a Home in St. Catharines, ON

For a property listed at $2,000 in St. Catharines, the legal minimum down payment is $100 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10.

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E. Chester, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for E. Chester, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$636,778

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in E. Chester, St. Catharines

Elementary Schools

Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8

Secondary Schools

No secondary schools data loaded.

E. Chester, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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