35620 Fingal Line, Southwold, ON

$519,900
MLS#:X12454034
4 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of Fingal. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $519,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 91.9 x 126.24 ft lot
  • Features a ["crawl space"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Upgraded Insulation
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Charming and extensively renovated 4-bedroom, 2-bathroom home in the peaceful community of Fingal (Southwold). Set on a spacious quarter-acre corner lot, this property features a detached garage, concrete double driveway and walkway, and a welcoming covered porch and back deck. Enjoy the quiet country setting with nearby amenities including a sports park with tennis and baseball fields off Mill St., a playground and park on Union Rd., and the Shedden Variety & Community Centre just minutes away. The location offers an easy commute to London, St. Thomas and Port Stanley. The home has been thoughtfully updated with vinyl siding and windows, timber beams, laminate flooring, pot lights, and modern doors/trim. The bright kitchen offers quartz countertops with space for seating, included appliances, and access to the covered back deck perfect for entertaining! The main level also includes a living room, office/bedroom, laundry area with stackable washer/dryer and cabinets, and a renovated 4-pc bath with hard surface vanity and tub/shower surround. Upstairs are three bedrooms, including a primary suite with closet and private ensuite with shower. There's also a large linen closet in the hallway. Additional updates include a new electrical service, panel and wiring, drywall, insulation, and vapour barrier in crawl space. This move-in ready home is on municipal water and features a gas furnace and central air (seller willing to pay out the rental contract on closing). Don't miss out!

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 8, 2025
Sold price information is available to members only
Listed Date10/8/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size91.9 × 126.24 Feet
CountyElgin
Annual Tax$2,105.09
Legal DescriptionPT LT 12 PL 31 SOUTHWOLD AS IN E170291; EXCEPT E363938; SOUTHWOLD

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Park, Rec./Commun.Centre, School, School Bus Route, Place Of Worship

Community Features

Location

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35620 Fingal Line, Southwold, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 35620 Fingal Line, Southwold, ON N0L 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$415,920
Monthly Mortgage$2,417
Property Tax (Est.)$175
Utilities & Maint.$350
Total Monthly Cost$2,942

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Southwold.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fingal, Southwold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$761,108

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.