55 Church Street, Smiths Falls, ON

$409,000
MLS#:X13249962
3 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium wood and brick construction, this residence presents an exceptional opportunity offered at $409,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 60 x 120 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Prepare to fall in love with the cutest Tudor style home in town! Perfectly situated on a 60 x 120ft corner lot, this 3 bedroom, 1 bathroom home blends timeless character with a long list of upgrades. From the moment you arrive, the storybook facade and extensive landscaping will capture your heart. The generous corner lot offers plenty of outdoor space to enjoy, while the double detached garage provides a rare find for an in-town character home. The garage has been upgraded with a brand new electrical sub panel and has a powered door. Peace of mind is built right in with architectural shingles replaced in 2019 and brand new exterior doors and energy efficient windows throughout the entire home in 2026. The home features refinished hardwood floors throughout, stylish new lighting, and a beautifully updated kitchen featuring new countertops, a tiled backsplash, and a double sink and faucet. Located in a fantastic, walkable Smiths Falls neighbourhood, you are just minutes away from local recreation, parks, and the beautiful Rideau Canal system.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionWood , Brick
Lot Size60 × 120 Feet
CountyLanark
Annual Tax$2,960
Legal DescriptionLT 318 S/S CHURCH ST PL 13884 LANARK S SOUTH ELMSLEY ; TOWN OF SMITHS FALLS

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Library, Hospital, Rec./Commun.Centre, School, Beach

Community Features

Location

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55 Church Street, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 55 Church Street W, Smiths Falls, ON K7A 1R1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$327,200
Monthly Mortgage$1,901
Property Tax (Est.)$247
Utilities & Maint.$350
Total Monthly Cost$2,498

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Smiths Falls.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.