174 Sophia Street, Peterborough, ON

$539,900
MLS#:X13731820
2 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Added:Aug 31, 2026(2 days ago)
Updated:Sep 1, 2026(1 day ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Ashburnham. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $539,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 45 x 139.33 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via gas

Description

Situated in highly sought after East-City, this beautiful one and a half storey brick home offers charm and character, and is within sight of Westclox park overlooking the Trent Canal. This property has an amazing oversized double deep single garage formally used as a workshop (in-floor heating in the garage - boiler was removed). A short walk to the playground and beach on Little Lake and everything East City! Formal living room with hardwood flooring and gas fireplace with peaceful street view. Renovations a number of years ago included opening up the main floor formal dining room to become part of the eat-in kitchen which features ceramic flooring and walk-out to rear yard and spacious patio. The wood staircase takes you to the second storey which offers two bedrooms, an updated bath and a large foyer which would make a great reading nook or office area. The basement is partially finished with a recreation room/bedsitting area and a 3 piece bath with shower stall, bath tub in basement is not plumbed. There is a combination utility/storage and laundry area.

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Property Summary

This detached home located at 174 Sophia Street, Peterborough is currently for sale and has been available on zoozaa for 2 days. This property is listed at $539,900 with an estimated mortgage of $1,797* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 174 Sophia Street, Peterborough is in the Ashburnham neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Ashburnham, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 31, 2026 (2 days ago)
UpdatedSep 1, 2026 (1 day ago)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementPartially Finished
Lot Size45 Ă— 139.33 Feet
CountyPeterborough
Annual Tax$4,799
Legal DescriptionPT LT 95 PL 27A VILLAGE OF ASHBURNHAM AS IN R87904 ; PETERBOROUGH CITY

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Park
  • Place Of Worship
  • Public Transit
  • School

Interior Features

  • Water Heater Owned

Security Features

  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 174 Sophia Street, Peterborough, ON

Q.What is the asking price for 174 Sophia Street, Peterborough, ON ?

The current listing price for 174 Sophia Street, Peterborough, ON in Ashburnham, Peterborough is $539,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 174 Sophia Street, Peterborough, ON ?

174 Sophia Street, Peterborough, ON is a Detached (1 1/2 Storey) featuring a Partially Finished basement.

Q.What key property features does 174 Sophia Street, Peterborough, ON offer?

Key property features include: Park, Place Of Worship, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.What security features are installed at 174 Sophia Street, Peterborough, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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174 Sophia Street, Peterborough, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Ashburnham, Peterborough

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 174 Sophia Street, Peterborough, ON K9H 1E5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

Configure Loan Settings

Interest Rate4.00%
Down Payment$161,970 (30.0%)
* Minimum Canadian down payment required for this price is $28,990.
Amortization Period30 Years
Estimated Monthly Payment$1,797Based on a loan of $377,930 over 30 years.
Purchase Price$539,900
Loan Amount$377,930
Provincial Land Transfer Tax:$7,273
Total Estimated Closing Taxes:$7,273

About Purchasing a Home in Peterborough, ON

For a property listed at $539,900 in Peterborough, the legal minimum down payment is $28,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,273 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,273.

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Ashburnham, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ashburnham, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$801,795

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Ashburnham, Peterborough

Elementary Schools

Monsignor O'Donoghue
Public2400 Marsdale Drive, Peterborough, Ontario, K9L 1R4
5.7
Kaawaate East City
Public220 Hunter Street East, Peterborough, Ontario, K9H 1H1
5.3
Immaculate Conception
Public76 Robinson Street, Peterborough, Ontario, K9H 1E8
5.9
Otonabee Valley
Public580 River Road South, Peterborough, Ontario, K9J 1E7
2.2
St John
Public746 Park Street South, Peterborough, Ontario, K9J 3T4
4.2

Secondary Schools

Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3
Thomas A Stewart
Public1009 Armour Road, Peterborough, Ontario, K9H 7H2
4.5
St. Peter’s
CatholicPeterborough, Ontario
6.7
Kenner
Public633 Howden Street, Peterborough, Ontario, K9J 5J2
5.0

Ashburnham, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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