2542 Providence Line, Otonabee-South Monaghan, ON

$399,900
MLS#:X13731158
4 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Added:Sep 1, 2026(2 days ago)
Updated:Sep 2, 2026(1 day ago)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 156.96 x 201.46 ft lot
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via oil

Description

Welcome to 2542 Providence Line, Keene! Situated on nearly 3/4 of an acre, this cozy 4-bedroom home offers peaceful country living with plenty of mature trees, privacy and a year-round creek running through the property. Inside, you'll find a galley-style kitchen, combined living and dining area, two main-floor bedrooms and two additional bedrooms upstairs, with one of the main-floor bedrooms currently being used as an office. A furnace with HEPA filter and central air conditioning provide year-round comfort. Outside, enjoy established perennial and vegetable gardens, a butterfly garden, and plenty of space to relax and enjoy the natural surroundings. Offering a quiet country setting with convenient access to Peterborough, this property is a great option for first-time buyers, downsizers or anyone looking for a little more space and privacy.

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Property Summary

This detached home located at 2542 Providence Line, Otonabee-South Monaghan is currently for sale and has been available on zoozaa for 2 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 4 beds, 1 bathroom, and is 700-1100 square feet. 2542 Providence Line, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Otonabee-South Monaghan, Otonabee-South Monaghan.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Otonabee-South Monaghan, Otonabee-South Monaghan.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedSep 1, 2026 (2 days ago)
UpdatedSep 2, 2026 (1 day ago)
Last Checked16 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementNone
Lot Size156.96 Ă— 201.46 Feet
CountyPeterborough
Annual Tax$2,806.19
Legal DescriptionPT LT 31 CON 9 OTONABEE PT 1, 2, 3 45R5872; S/T S14330; OTONABEE-SOUTH MONAGHAN

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceOil
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • River/Stream
  • School Bus Route
  • Wooded/Treed

Interior Features

  • Water Heater Owned
  • Primary Bedroom - Main Floor

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 2542 Providence Line, Otonabee-South Monaghan, ON

Q.What is the asking price for 2542 Providence Line, Otonabee-South Monaghan, ON ?

The current listing price for 2542 Providence Line, Otonabee-South Monaghan, ON in Otonabee-South Monaghan, Otonabee-South Monaghan is $399,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 2542 Providence Line, Otonabee-South Monaghan, ON ?

2542 Providence Line, Otonabee-South Monaghan, ON is a Detached (1 1/2 Storey) featuring a None basement.

Q.What key property features does 2542 Providence Line, Otonabee-South Monaghan, ON offer?

Key property features include: River/Stream, School Bus Route, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned, Primary Bedroom - Main Floor.

Q.What security features are installed at 2542 Providence Line, Otonabee-South Monaghan, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Oil and cooling via Central Air.

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Location

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2542 Providence Line, Otonabee-South Monaghan, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Otonabee-South Monaghan, Otonabee-South Monaghan

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2542 Providence Line, Otonabee-South Monaghan, ON K9J 0G6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Otonabee-South Monaghan, ON

For a property listed at $399,900 in Otonabee-South Monaghan, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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Otonabee-South Monaghan, Otonabee-South Monaghan Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee-South Monaghan, Otonabee-South Monaghan.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$742,906

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Otonabee-South Monaghan, Otonabee-South Monaghan

Elementary Schools

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Secondary Schools

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Otonabee-South Monaghan, Otonabee-South Monaghan Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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