640 Mary Street, Oshawa, ON

$699,900
MLS#:E12804776
3 beds
2 baths
1500-2000 sqft
8.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 40 x 144.54 ft lot
  • Features a ["finished", "separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Floor Drain, Water Heater Owned, Water Meter
  • equipped with ["wall unit(s)"] central cooling and highly efficient water heating via gas

Longing for a charming, detached older home to make your own? Have a great idea for an extra garage/flex space? Minutes walk to Dr S. J. Phillips & O'Neill C.V.I.! Parks, walking trails, hospital & shopping are all conveniently close by! This 3 bed, 2 bath home is full of character & charm & is safe & sound! Freshly painted exterior! Lovely climbing roses! Spacious main floor has new laminate floor in the front hall & kitchen! Pass-thru from the dining room to the kitchen lets in the light & features a retro eating nook! Check the floorplans; lots of room to design your dream kitchen or love it just the way it is! Mudroom off the kitchen offers more closet space & leads to the fenced backyard! Two garages- an oversized single and regular single! Imagine... home gym, yoga studio, man/woman cave, craft/hobby room... with lots of windows & hydro! Upstairs you'll find 3 bedrooms, one without a closet but there is an extra large storage closet in the hall if needed! Renovated main bath! There is also a charming study nook with a built-in desk! The finished bsmt has a separate entrance & provides more living space & features a recently redone 3 pce bathroom! Brand new A/C heat pump installed April 2026! Efficient hot water radiator heating (not electric baseboard!) offers several advantages- comfortable heat distribution, a longer-lasting warmth, & quieter operation compared to forced air systems. They also contribute to better air quality by reducing dust circulation. There are TWO DRIVEWAYS! It's also a great space for the kids to play as well as in the large fenced backyard! If you're looking for a character home in one of Oshawa's finest old neighbourhoods this is a must see! Extras: Laminate floor hall & kitchen '25, Bsmnt bath '22, Chimney liner '18. Main bath, garage shingles, boiler updates '16. House shingles & Bay window roof '14. Bsmnt windows & window wells '12. Front windows, paved drive, insulation '10. Back windows, wiring '04.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 30, 2026
Sold price information is available to members only
Listed Date2/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionStucco (Plaster)
Lot Size40 × 144.54 Feet
CountyDurham
Annual Tax$5,427.13
Legal DescriptionPlan 146 Lot 264 OSHAWA S/T D471537; OSHAWA

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeWater
Cooling["Wall Unit(s)"]

Features

Property Features

Fenced Yard, Golf, Hospital, Park, Public Transit, School

Community Features

Location

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640 Mary Street, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 640 Mary Street N, Oshawa, ON L1G 5E9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$559,920
Monthly Mortgage$3,253
Property Tax (Est.)$452
Utilities & Maint.$350
Total Monthly Cost$4,055

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Oshawa.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Oneill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
Beau Valley
Public230 Marigold Avenue, Oshawa, Ontario, L1G 3G3
5.5

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Eastdale
Public265 Harmony Road North, Oshawa, Ontario, L1G 6L4
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.