869 FERGUSON Street, North Bay, ON

$229,900
MLS#:X13737512
1 beds
1 baths
< 700 sqft
4.0 parking
Residential Freehold
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Added:Sep 1, 2026(1 day ago)
Updated:Sep 2, 2026(today)
Last Checked:15 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Central. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $229,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 40.67 x 127.66 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: None
  • Efficient baseboard heating via gas

Description

Tucked away in a private setting and set well back from the road, this charming one-bedroom, one-bathroom home at 869 Ferguson Street offers a peaceful retreat in the heart of North Bay. Its manageable layout makes it an appealing option for first-time buyers, down-sizers or anyone seeking a low-maintenance lifestyle. Enjoy the feeling of privacy while remaining conveniently close to shopping, restaurants, public transit, parks and the many amenities of the downtown core. A unique opportunity for affordable home ownership in a central location.

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Property Summary

This detached home located at 869 FERGUSON Street, North Bay is currently for sale and has been available on zoozaa for 1 day. This property is listed at $229,900 with an estimated mortgage of $765* per month. It has 1 bed, 1 bathroom, and is < 700 square feet. 869 FERGUSON Street, North Bay is in the Central neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Central, North Bay.

Great for Small Household / Couples
What We Love About This Home
  • •1 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •< 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedSep 1, 2026 (1 day ago)
UpdatedSep 2, 2026 (today)
Last Checked15 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size40.67 × 127.66 Feet
CountyNipissing
Annual Tax$2,354
Legal DescriptionLT 106 PL 62 WIDDIFIELD; NORTH BAY ; DISTRICT OF NIPISSING

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingNone

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 869 FERGUSON Street, North Bay, ON

Q.What is the asking price for 869 FERGUSON Street, North Bay, ON ?

The current listing price for 869 FERGUSON Street, North Bay, ON in Central, North Bay is $229,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 1 bedroom and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 869 FERGUSON Street, North Bay, ON ?

869 FERGUSON Street, North Bay, ON is a Detached (1 1/2 Storey) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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869 FERGUSON Street, North Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Central, North Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 869 FERGUSON Street, North Bay, ON P1B 1Y9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$68,970 (30.0%)
* Minimum Canadian down payment required for this price is $11,495.
Amortization Period30 Years
Estimated Monthly Payment$765Based on a loan of $160,930 over 30 years.
Purchase Price$229,900
Loan Amount$160,930
Provincial Land Transfer Tax:$2,024
Total Estimated Closing Taxes:$2,024

About Purchasing a Home in North Bay, ON

For a property listed at $229,900 in North Bay, the legal minimum down payment is $11,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,024 for this transaction. As this listing is in North Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,024.

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Central, North Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Central, North Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$601,013

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Central, North Bay

Elementary Schools

Mother St Bride
Public414 Second Avenue West, North Bay, Ontario, P1B 3L2
0.9
Saint-Vincent
Public124 King Street East, North Bay, Ontario, P1B 1P2
3.0
St Hubert
Public850 Lorne Avenue, North Bay, Ontario, P1B 8M2
4.1
Alliance
Public700 Stones Street, North Bay, Ontario, P1B 6C1
5.9
Saints-Anges
Public681 Chippewa Street West, North Bay, Ontario, P1B 6G8
4.3

Secondary Schools

Algonquin
Public555 Algonquin Avenue, North Bay, Ontario, P1B 4W8
3.1
St. Joseph-Scollard Hall
Catholic675 O'Brien Street, North Bay, Ontario, P1B 9R3
5.4
Chippewa
Public539 Chippewa Street West, North Bay, Ontario, P1B 6G8
5.5
Odyssée
Public480 Norman Avenue, North Bay, Ontario, P1B 0A8
6.9

Central, North Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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