225 Ricardo Street, Unit 107, Niagara-on-the-Lake, ON

$1,175,000
MLS#:X13540298
Thinking of selling nearby?Your House Sold Guaranteed*
2 beds
2 baths
1400-1599 sqft
1.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on August 11, 2026. This listing is for reference purposes only. to view the sold price.

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Added:Jul 8, 2026(56 days ago)
Updated:Aug 11, 2026(22 days ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Town. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,175,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Carpet Free, Intercom
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Back on the market with a fresh new look! Welcome to Suite 107S at King's Point-a luxury ground-floor condominium offering prestigious waterfront living along the Niagara River in the heart of Old Town. Spanning 1,500 square feet, this sophisticated two-bedroom, two-bathroom residence features freshly painted principal rooms and a bright, open-concept design.The contemporary kitchen is a chef's dream, boasting over 20 feet of granite countertops, a breakfast bar, and a massive pantry. Luxury details abound, including nine-foot ceilings, floor-to-ceiling windows, a cozy gas fireplace, and a separate in-suite laundry closet. Retreat to the primary suite, which offers an extra-large walk-in closet and an upgraded ensuite complete with a spacious walk-in shower and linen closet. The versatile second bedroom overlooks a private atrium, making it an ideal home office or den.Step outside to your terrace to enjoy the morning sun from your southeast exposure. Tucked away on a secluded side of the complex, this suite offers a treed landscape and a relaxing "cottage" feel. King's Point amenities include a waterfront outdoor saltwater pool and spa, a Muskoka chair terrace, a BBQ area, award-winning gardens, an exercise room, guest suite privileges, underground parking with a car wash bay, and bike storage. Bonus: Bell Fibe Internet and TV are included in your condo fees

Thinking of selling nearby?

Get Tony Sousa's written guarantee: Your house sold or I'll buy it!*

*Conditions apply. Contact zoozaa.com for more info.

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Property Summary

This condo apartment located at 225 Ricardo Street, Niagara-on-the-Lake is currently for sale and has been available on zoozaa for 56 days. This property is listed at $1,175,000 with an estimated mortgage of $3,911* per month. It has 2 beds, 2 bathrooms, and is 1400-1599 square feet. 225 Ricardo Street, Niagara-on-the-Lake is in the Town neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Town, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1400-1599 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateAugust 11, 2026
Sold price information is available to members only
AddedJul 8, 2026 (56 days ago)
UpdatedAug 11, 2026 (22 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyNiagara
Annual Tax$8,033

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Waterfront
  • Arts Centre
  • Park
  • Golf

Interior Features

  • Carpet Free
  • Intercom

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 225 Ricardo Street, Unit 107, Niagara-on-the-Lake, ON

Q.What is the asking price for 225 Ricardo Street, Unit 107, Niagara-on-the-Lake, ON ?

The current listing price for 225 Ricardo Street, Unit 107, Niagara-on-the-Lake, ON in Town, Niagara-on-the-Lake is $1,175,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1400-1599 sqft.

Q.What property type and architectural style is 225 Ricardo Street, Unit 107, Niagara-on-the-Lake, ON ?

225 Ricardo Street, Unit 107, Niagara-on-the-Lake, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What key property features does 225 Ricardo Street, Unit 107, Niagara-on-the-Lake, ON offer?

Key property features include: Waterfront, Arts Centre, Park, Golf.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Intercom.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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225 Ricardo Street, Unit 107, Niagara-on-the-Lake, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Town, Niagara-on-the-Lake

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 225 Ricardo Street 107, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$352,500 (30.0%)
* Minimum Canadian down payment required for this price is $235,000.
Amortization Period30 Years
Estimated Monthly Payment$3,911Based on a loan of $822,500 over 30 years.
Purchase Price$1,175,000
Loan Amount$822,500
Provincial Land Transfer Tax:$19,975
Total Estimated Closing Taxes:$19,975

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,175,000 in Niagara-on-the-Lake, the legal minimum down payment is $235,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,975 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,975.

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Town, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Town, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,542,645

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Town, Niagara-on-the-Lake

Elementary Schools

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Secondary Schools

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Town, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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