197 Belmont Avenue, Kingston, ON

$654,900
MLS#:X13736536
5 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Added:Sep 2, 2026(today)
Updated:Sep 2, 2026(today)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of City SouthWest. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $654,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 60 x 115 ft lot
  • Features a apartment, separate entrance, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient baseboard heating via electric

Description

Welcome to this beautifully renovated legal duplex in a highly sought-after neighbourhood, offering exceptional value with market rents for both investors and first-time home buyers. The upper unit features 3 spacious bedrooms and 1 full bathroom, while the lower unit offers 2 bedrooms and 1 full bathroom. Each unit has separate hydro meters, providing added convenience and flexibility for tenants or owner-occupants.Thoughtfully updated throughout, this home boasts a bright, open-concept layout with large windows that fill the living spaces with natural light. Located in a desirable school district and close to parks, shopping, restaurants, transit, and all West-End amenities, this property combines comfort, convenience, and strong investment potential.Whether you're looking to generate rental income, live in one unit while renting the other, or add a turnkey property to your portfolio, this legal duplex is an opportunity you won't want to miss. Call for financials and more info!

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Property Summary

This detached home located at 197 Belmont Avenue, Kingston is currently for sale and has been available on zoozaa for 0 days. This property is listed at $654,900 with an estimated mortgage of $2,180* per month. It has 5 beds, 2 bathrooms, and is 700-1100 square feet. 197 Belmont Avenue, Kingston is in the City SouthWest neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in City SouthWest, Kingston.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in City SouthWest, Kingston.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedSep 2, 2026 (today)
UpdatedSep 2, 2026 (today)
Last Checked24 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementApartment, Separate Entrance, Full
Lot Size60 Ă— 115 Feet
CountyFrontenac
Annual Tax$3,940.47
Legal DescriptionLT 540 PL 1548 ; S/T FR192385,FR193295 KINGSTON TOWNSHIP.

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 197 Belmont Avenue, Kingston, ON

Q.What is the asking price for 197 Belmont Avenue, Kingston, ON ?

The current listing price for 197 Belmont Avenue, Kingston, ON in City SouthWest, Kingston is $654,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 197 Belmont Avenue, Kingston, ON ?

197 Belmont Avenue, Kingston, ON is a Detached (Bungalow-Raised) featuring a Apartment, Separate Entrance, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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197 Belmont Avenue, Kingston, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

City SouthWest, Kingston

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 197 Belmont Avenue, Kingston, ON K7M 4T3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$196,470 (30.0%)
* Minimum Canadian down payment required for this price is $40,490.
Amortization Period30 Years
Estimated Monthly Payment$2,180Based on a loan of $458,430 over 30 years.
Purchase Price$654,900
Loan Amount$458,430
Provincial Land Transfer Tax:$9,573
Total Estimated Closing Taxes:$9,573

About Purchasing a Home in Kingston, ON

For a property listed at $654,900 in Kingston, the legal minimum down payment is $40,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,573 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,573.

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City SouthWest, Kingston Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for City SouthWest, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$767,838

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Best Schools in City SouthWest, Kingston

Elementary Schools

Welborne Avenue
Public190 Welborne Avenue, Kingston, Ontario, K7M 4G3
7.2
James R Henderson
Public361 Roosevelt Drive, Kingston, Ontario, K7M 4Y3
6.3
Our Lady of Lourdes
Public20 Cranbrook Street, Kingston, Ontario, K7M 4M9
4.9
R Gordon Sinclair
Public13 Crerar Boulevard, Kingston, Ontario, K7M 3P7
8.2
Truedell
Public641 Truedell Road, Kingston, Ontario, K7M 6W6
4.7

Secondary Schools

Frontenac
Public1789 Bath Road, Kingston, Ontario, K7M 4Y3
7.0
Bayridge
Public1059 Taylor Kidd Boulevard, Kingston, Ontario, K7M 6J9
6.6
Holy Cross
Public1085 Woodbine Road, Kingston, Ontario, K7P 2V9
7.0

City SouthWest, Kingston Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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