1028 Johnson Street, Kingston, ON

$1,189,900
MLS#:X13656318
10 beds
5 baths
Commercial
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Added:Aug 10, 2026(23 days ago)
Updated:Aug 19, 2026(14 days ago)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of Central City West. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,189,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 10 Bedrooms and 5 Bathrooms with 5 functional kitchens
  • Premium 100 x 82 ft lot size
  • equipped with no central cooling and highly efficient radiant heating via gas

Description

Exceptional investment opportunity with this 5-unit apartment building in a prime Kingston location, just minutes from Queen's University and the downtown core. Each unit features 2 bedrooms and 1 bathroom, with ample on-site surface parking for tenants. The property offers an estimated 36%+ upside in NOI through tenant turnover, along with additional value-add potential by converting the existing storage/laundry room into a sixth residential unit (subject to all required approvals).

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Property Summary

This investment located at 1028 Johnson Street, Kingston is currently for sale and has been available on zoozaa for 23 days. This property is listed at $1,189,900 with an estimated mortgage of $3,961* per month. It has 10 beds, 5 bathrooms, and is unknown square feet. 1028 Johnson Street, Kingston is in the Central City West neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 10 bedrooms and 5 bathrooms, this home offers ample space and comfort for growing families in Central City West, Kingston.

Highly Recommended for Families
What We Love About This Home
  • 10 spacious bedroom layout offering versatile living space
  • 5 well-appointed bathrooms
  • Desirable Investment architecture in Central City West, Kingston
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Central City West, Kingston.

Target Buyer Match

Key Features

Bedrooms
10
Bathrooms
5
Kitchens
5
Property Type
Commercial

Additional Details

StatusActive
AddedAug 10, 2026 (23 days ago)
UpdatedAug 19, 2026 (14 days ago)
Last Checked17 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeInvestment
Lot Size100 × 82 Feet
CountyFrontenac
Annual Tax$7,545.55
Legal DescriptionPT PARKLT 8 BTN YONGE ST & MOWAT AV PL 54 KINGSTON CITY AS IN FR285613; KINGSTON ; THE COUNTY OF FRONTENAC

Parking & Garage

Parking Space10
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNo

Features

Property Features

None listed

Interior Features

None listed

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1028 Johnson Street, Kingston, ON

Q.What is the asking price for 1028 Johnson Street, Kingston, ON ?

The current listing price for 1028 Johnson Street, Kingston, ON in Central City West, Kingston is $1,189,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 10 bedrooms and 5 bathrooms.

Q.What property type and architectural style is 1028 Johnson Street, Kingston, ON ?

1028 Johnson Street, Kingston, ON is a Investment () featuring a basement.

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via No.

Virtual Tour & 3D Walkthrough

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Location

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1028 Johnson Street, Kingston, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Central City West, Kingston

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1028 Johnson Street, Kingston, ON K7M 2N4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$356,970 (30.0%)
* Minimum Canadian down payment required for this price is $237,980.
Amortization Period30 Years
Estimated Monthly Payment$3,961Based on a loan of $832,930 over 30 years.
Purchase Price$1,189,900
Loan Amount$832,930
Provincial Land Transfer Tax:$20,273
Total Estimated Closing Taxes:$20,273

About Purchasing a Home in Kingston, ON

For a property listed at $1,189,900 in Kingston, the legal minimum down payment is $237,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,273 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,273.

Similar Listings in Central City West, Kingston

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Central City West, Kingston Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Central City West, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$878,902

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Best Schools in Central City West, Kingston

Elementary Schools

Centennial
Public120 Norman Rogers Drive, Kingston, Ontario, K7M 2R2
4.6
St Thomas More
Public234 Norman Rogers Drive, Kingston, Ontario, K7M 2R4
5.0
Polson Park
Public165 Robert Wallace Drive, Kingston, Ontario, K7M 1Y3
6.4
Madeleine-de-Roybon
Public72 Gilmour Avenue, Kingston, Ontario, K7M 9G6
7.7
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7

Secondary Schools

Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6
Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0

Central City West, Kingston Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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