103 Centre Street, Deseronto, ON

$259,900
MLS#:X13737734
2 beds
1 baths
< 700 sqft
2.0 parking
Residential Freehold
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Added:Sep 2, 2026(today)
Updated:Sep 2, 2026(today)
Last Checked:7 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Deseronto (Town). Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $259,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 53 x 54.78 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via gas

Description

Welcome to this charming 2-bedroom, 1-bathroom bungalow located in the heart of Deseronto. Offering a practical, easy-to-maintain layout and manageable yard, this quaint home is an excellent opportunity for first-time buyers, downsizers, or investors looking to add to their portfolio. Zoned R1, the property offers flexibility to continue as a rental investment or make it your own. The home is currently tenant occupied by a reliable tenant paying $1,400 per month plus heat and hydro. Recent updates include a roof approximately 4 years old and a furnace approximately 2 years old. Conveniently located close to local amenities and services. A minimum of 48 hours' notice is required for all showings.

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Property Summary

This detached home located at 103 Centre Street, Deseronto is currently for sale and has been available on zoozaa for 0 days. This property is listed at $259,900 with an estimated mortgage of $865* per month. It has 2 beds, 1 bathroom, and is < 700 square feet. 103 Centre Street, Deseronto is in the Deseronto (Town) neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Deseronto (Town), Deseronto.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •< 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedSep 2, 2026 (today)
UpdatedSep 2, 2026 (today)
Last Checked7 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionWood
BasementPartial Basement
Lot Size53 Ă— 54.78 Feet
CountyHastings
Annual Tax$1,760.4
Legal DescriptionPT LT 60 PL 143 PT 1 21R10700; DESERONTO ; COUNTY OF HASTINGS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 103 Centre Street, Deseronto, ON

Q.What is the asking price for 103 Centre Street, Deseronto, ON ?

The current listing price for 103 Centre Street, Deseronto, ON in Deseronto (Town), Deseronto is $259,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 103 Centre Street, Deseronto, ON ?

103 Centre Street, Deseronto, ON is a Detached (Bungalow-Raised) featuring a Partial Basement basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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103 Centre Street, Deseronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Deseronto Town, Deseronto

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 103 Centre Street, Deseronto, ON K0K 1X0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Deseronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$77,970 (30.0%)
* Minimum Canadian down payment required for this price is $12,995.
Amortization Period30 Years
Estimated Monthly Payment$865Based on a loan of $181,930 over 30 years.
Purchase Price$259,900
Loan Amount$181,930
Provincial Land Transfer Tax:$2,374
Total Estimated Closing Taxes:$2,374

About Purchasing a Home in Deseronto, ON

For a property listed at $259,900 in Deseronto, the legal minimum down payment is $12,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,374 for this transaction. As this listing is in Deseronto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,374.

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Deseronto (Town), Deseronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Deseronto (Town), Deseronto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$435,939

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Deseronto (Town), Deseronto

Elementary Schools

Deseronto
Public385 Stanley Avenue, Deseronto, Ontario, K0K 1X0
4.5

Secondary Schools

No secondary schools data loaded.

Deseronto (Town), Deseronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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