43 Tremaine Terrace, Cobourg, ON

$1,549,900
MLS#:X12880864
4 beds
3 baths
1500-2000 sqft
7.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 60.02 x 154 ft lot
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, ERV/HRV
  • equipped with ["other"] central cooling and highly efficient other heating via gas

Discover refined waterfront living nestled on an exclusive street, with lake access for swimming just steps away! This modernized, all-brick 2 + 1 bed, 3 bath bungalow is set in one of Cobourg's most coveted neighbourhoods & blends thoughtful renovations with executive functionality. From the stunning curb appeal to breathtaking views, prepare to be impressed. Inside, the expansive floor plan feats. 9ft ceilings on both levels, grand entry foyer with sight lines to the sun-filled family room & formal dining room, while a fully renovated kitchen w/ glass pocket doors feat. sleek quartz countertops modern appliances, including a b/i bar fridge, fridge, stove, microwave & dishwasher provides plenty of room to gather. Complete w/ a large centre island, servery, lakeside breakfast nook & access to the deck. Engineered hardwood floors run throughout creating a sophisticated flow. The primary bed overlooks the lake w/ ensuite privileges to the updated bath, while the 2nd bed overlooks the garden. Appreciate main floor laundry, w/i pantry & mudroom. The finished basement includes a spacious family room, 3rd bed, full bath in addition to a games area, storage & workshop under the stairs. An efficient ICF foundation provides year-round comfort with in-floor heating on both levels. Outside, find a stamped concrete driveway, and professional landscaping throughout. The backyard is a private oasis complete with a retractable awning over the updated deck perfect for entertaining, relaxing, or enjoying the evening lake breeze. Every inch of this home has been thoughtfully maintained and stylishly upgraded, offering a rare opportunity to enjoy an exceptional lifestyle near the water, in the heart of Cobourg. Enjoy morning sunrise & evening sunsets, a short stroll to Cobourg's Peace Park, the West Beach, marina, and downtown Cobourg -- truly the best of small-town living w/ quick access to the 401 & proximity to Northumberland Hills Hospital.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 16, 2026
Sold price information is available to members only
Listed Date3/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size60.02 × 154 Feet
CountyNorthumberland
Annual Tax$10,921.02
Legal DescriptionPlan 447, Lot 5 Irregular

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeOther
Cooling["Other"]

Features

Property Features

Clear View, Cul de Sac/Dead End, Hospital, Lake/Pond, Library, Waterfront

Community Features

Location

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43 Tremaine Terrace, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 43 Tremaine Terrace, Cobourg, ON K9A 5A7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$1,239,920
Monthly Mortgage$7,204
Property Tax (Est.)$910
Utilities & Maint.$350
Total Monthly Cost$8,464

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$718,862

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.