165 Division Street, Cobourg, ON

$1,600,000
MLS#:X13132042
3 beds
4 baths
2000-2500 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["3-Storey"] link located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,600,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 29.4 x 82.45 ft lot
  • Features a ["full", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Central Vacuum
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

This Unique Luxury Residence on The Esplanade on the Wharf... offers an unparalleled living experience everyday, with breathtaking panoramic views of the magnificent waterfront "Overlooking the Beach & Marina" in Downtown Cobourg! Enjoy this Chic Lifestyle & Lakeside Living with Captivating Views from this renovated "Freehold" End Unit Townhome...it even has it's own Elevator! Featuring a Front Patio off the Living Room & an Amazing Private Rooftop Terrace ~ Perfect for Entertaining & enjoying the Glorious Sunsets! This Modern updated home offers 9' Ceilings, Hardwood floors, Gorgeous Kitchen ~ Stainless Steel Appliances with Gas Stove, large Center Island, Quality Caesar stone Counters & Backsplash. A New Gas Fireplace in Living Room, Spacious Open Dining area, Floor to Ceiling Windows with California Shutters to marvel at the Yachts & Views. From this well appointed Principle Suite morning begins with sweeping harbour views from the Balcony, custom Walk-in Closet and this Spa Style Ensuite a dream come true ~ Glass Shower with Rain Head, Marble & Ceramic finishes, complete with Free Standing Soaker Tub ~ a true private retreat! The "Great Room" on the 3rd Floor is amazing with convenient Wet Bar & Bathroom ~ the view to the North includes Victoria Hall & the Historic Downtown. To the South through Wall to Wall Windows & Walkout to the huge Private Terrace where you will enjoy the Fabulous Views - you might think you are in the Rivera! Complete with Direct Connect Gas for B.B.Q. The Attached Garage features Electrical Vehicle Charger & Garage Door Opener Plus Driveway Parking for your Second Car. NO MAINTENANCE ~ Grass Cutting & Snow Removal are included. That's not all~ Walk to Everything ~ King Street Shops, Cafes, Restaurants, Victoria Park for many Events, The Beach... & just Minutes to Via Rail ~ Downtown T.O. in an Hour!

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Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeLink
ConstructionStone, Stucco (Plaster)
Lot Size29.4 × 82.45 Feet
CountyNorthumberland
Annual Tax$11,243.8
Legal DescriptionPt Block 4 Plan 39M840, Pt12, 3911345; T/W Over Pts 5,8 & 10, 39R11310 As in NC254057; T/W over PTS 6,7 & 9, 39R11310 as in NC 254059; T/W over Pt 11, 39R11310 as in NC254058; T/V over Pt12, 39R11310 as in NC254060, Cobourg, County of Northumberland, T/W an undivided Common Interest in Northumberland Common Elements Condominium Corporation No 50.

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Beach, Electric Car Charger, Marina, Park, Place Of Worship, Public Transit

Community Features

Location

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165 Division Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 165 Division Street 107, Cobourg, ON K9A 0B3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$1,280,000
Monthly Mortgage$7,437
Property Tax (Est.)$937
Utilities & Maint.$350
Total Monthly Cost$8,724

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$718,862

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.