706 Ontario Street, Cobourg, ON

Unavailable - Members Only
MLS#:Members Only
3 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
Unavailable Listing

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Listing Status: Unavailable

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Added:Jun 22, 2026(72 days ago)
Updated:Sep 2, 2026(today)
Last Checked:18 minutes ago

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Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 29.86 x 105 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Stunning Stallwood homes built bungalow with 2+1 bedrooms and fully finished top to bottom providing over 1850 sqf of finished living space. True flat bungalow with no interior steps!! Gorgeous open concept design with 9 foot coffered ceilings, engineered hardwood flooring throughout the main level, 3 full baths, indoor garage access, huge primary bedroom with full 4 piece ensuite bath and walk-in closet. Main floor laundry with new butcher block counter and additional cupboard space. Large kitchen with quartz counters and custom back-splash, large breakfast bar and stainless appliances. Beautiful custom-built deck with glass railings and gazebo. Custom-built garden shed for additional outdoor storage. Beautifully finished basement with large rec room - perfect for entertaining with pot lighting, additional bedroom and full bathroom with large jacuzzi tub. Brand new sump pump with water-powered back-up system, water softener with reverse osmosis, furnace with HEPA filter system and full HRV. Lovely covered front porch with brand new outdoor carpeting. This 2017 built home has it all. Excellent location close to all amenities, schools. parks, shopping, and only minutes to the 401 and the famous Cobourg Beach. This home is a 10! Move-in ready and immaculate! Do not wait.

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Property Details & Specs Locked

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

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Additional Details

StatusTerminated
AddedJun 22, 2026 (72 days ago)
UpdatedSep 2, 2026 (today)
Last Checked18 minutes ago
Transaction TypeFor Sale

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Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size29.86 × 105 Feet
CountyNorthumberland
Annual Tax$4,214.19
Legal DescriptionPART OF PARK LOT L PLAN CADDY (FORMERLY LT 18 CON A HAMILTON) DESIGNATED AS PART 3, 39R-13016; TOWN OF COBOURG

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Golf
  • Hospital
  • Public Transit
  • School Bus Route
  • Fenced Yard

Interior Features

  • Water Heater Owned

Security Features

  • Alarm System

Community Features

None listed

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Frequently Asked Questions about 706 Ontario Street, Cobourg, ON

Q.What is the asking price for 706 Ontario Street, Cobourg, ON ?

The current listing price for 706 Ontario Street, Cobourg, ON in Cobourg, Cobourg is $629,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 706 Ontario Street, Cobourg, ON ?

706 Ontario Street, Cobourg, ON is a Semi-Detached (Bungalow) featuring a Full, Finished basement.

Q.What key property features does 706 Ontario Street, Cobourg, ON offer?

Key property features include: Beach, Golf, Hospital, Public Transit, School Bus Route, Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.What security features are installed at 706 Ontario Street, Cobourg, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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706 Ontario Street, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights Locked

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Pricing & Value Insights

Data-driven valuation for 706 Ontario Street, Cobourg, ON K9A 3C5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$188,970 (30.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period30 Years
Estimated Monthly Payment$2,097Based on a loan of $440,930 over 30 years.
Purchase Price$629,900
Loan Amount$440,930
Provincial Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$9,073

About Purchasing a Home in Cobourg, ON

For a property listed at $629,900 in Cobourg, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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